Simmons First National Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Simmons First National Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both fell in each of the last 3 years. Less steady than almost all Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 0/3Sales and profit both fell in each of the last 3 years.
Less steady than almost all Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 89%
Sales fell 89% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-89% / -11%In 3 years sales changed by -89% while total assets changed by -11%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 75% of Financial Services companies in United States.
Tangible Net Worth Ratio
59%Of every $100 of net worth, $59 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 81% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Simmons First National Corporation owes $0.86 for every $1 it owns. Simmons First National Corporation made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.1Investors pay $12.1 for every $1 of Simmons First National Corporation's yearly profit, lower than 56% of Financial Services companies in United States.
P/B ratio
0.97The share price is 0.97 times Simmons First National Corporation's book value per share, lower than 73% of Financial Services companies in United States.
Market cap
$3.4 BThe total market value of all of Simmons First National Corporation's shares at today's price (share price × number of shares), larger than 74% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.5 BWhat Simmons First National Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$24.09Net worth divided by the number of shares. The share price of $23.31 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
7.8%Simmons First National Corporation earned 7.8% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
Owes vs Owns
0.86×Simmons First National Corporation owes $0.86 for every $1 it owns (high), higher than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.69%Simmons First National Corporation pays 3.69% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
-88%Revenue fell 88% in the year to Dec 2025, and shrank 52% a year on average over 3 years.
Profit growth
LossSimmons First National Corporation made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-423.3%Simmons First National Corporation lost $423 for every $100 of revenue.
Questions
What is Simmons First National Corporation's P/E ratio?
Investors pay $12.1 for every $1 of Simmons First National Corporation's yearly profit, lower than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Simmons First National Corporation: $3.4 B ÷ $3.5 B (30 Jun 2026) = 1.0.
What is Simmons First National Corporation's return on equity?
Simmons First National Corporation earned 7.8% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
How much does Simmons First National Corporation owe compared with what it owns?
Simmons First National Corporation owes $0.86 for every $1 it owns (high), higher than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Simmons First National Corporation pay a dividend?
Yes. Simmons First National Corporation pays 3.69% of its share price as dividends a year, higher than 65% of dividend-paying Financial Services companies in United States.
Is Simmons First National Corporation's revenue growing?
Revenue fell 88% in the year to Dec 2025, and shrank 52% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.