ServisFirst Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ServisFirst Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 94% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 92% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$39Sales grew 13% in 3 years; of every extra $100 of sales, $39 became extra profit.
Higher than 66% of Financial Services companies in United States.
Asset Productivity Ratio
+13% / +21%In 3 years sales changed by +13% while total assets changed by +21%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 94% of Financial Services companies in United States.
Tangible Net Worth Ratio
99%Of every $100 of net worth, $99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 92% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ServisFirst Bancshares, Inc. owes $0.89 for every $1 it owns. Net profit rose 22% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.2Investors pay $13.2 for every $1 of ServisFirst Bancshares, Inc.'s yearly profit, higher than 54% of Financial Services companies in United States.
P/B ratio
2.28The share price is 2.28 times ServisFirst Bancshares, Inc.'s book value per share, higher than 83% of Financial Services companies in United States.
Market cap
$4.5 BThe total market value of all of ServisFirst Bancshares, Inc.'s shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.0 BWhat ServisFirst Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.09Net worth divided by the number of shares. The share price of $41.30 is 2.3 times this, which is the P/B above.
Return on equity (ROE)
17.9%ServisFirst Bancshares, Inc. earned 17.9% on its shareholders' money over the last year, higher than 82% of Financial Services companies in United States.
Owes vs Owns
0.89×ServisFirst Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.91%ServisFirst Bancshares, Inc. pays 1.91% of its share price as dividends a year, lower than 73% of dividend-paying Financial Services companies in United States.
Revenue growth
+16%Revenue rose 16% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+22%Net profit rose 22% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit margin
49.8%ServisFirst Bancshares, Inc. keeps $50 of every $100 of revenue as net profit.
Questions
What is ServisFirst Bancshares, Inc.'s P/E ratio?
Investors pay $13.2 for every $1 of ServisFirst Bancshares, Inc.'s yearly profit, higher than 54% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ServisFirst Bancshares, Inc.: $4.5 B ÷ $2.0 B (30 Jun 2026) = 2.3.
What is ServisFirst Bancshares, Inc.'s return on equity?
ServisFirst Bancshares, Inc. earned 17.9% on its shareholders' money over the last year, higher than 82% of Financial Services companies in United States.
How much does ServisFirst Bancshares, Inc. owe compared with what it owns?
ServisFirst Bancshares, Inc. owes $0.89 for every $1 it owns (high), higher than 76% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does ServisFirst Bancshares, Inc. pay a dividend?
Yes. ServisFirst Bancshares, Inc. pays 1.91% of its share price as dividends a year, lower than 73% of dividend-paying Financial Services companies in United States.
Is ServisFirst Bancshares, Inc.'s revenue growing?
Revenue rose 16% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.