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Sound Financial Bancorp, Inc.
Sound Financial Bancorp, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,542 | 13.8 | 0.99 | 0.20 | 4,102.68 |
| Oct 2026 | 21,506 | 13.8 | 0.99 | 0.20 | 4,133.65 |
| Oct 2026 | 21,547 | 13.8 | 0.98 | 0.20 | 4,088.84 |
| Oct 2026 | 21,438 | 14.1 | 1.01 | 0.20 | 4,184.25 |
| Oct 2026 | 21,396 | 14.3 | 1.01 | 0.20 | 4,219.33 |
| Oct 2026 | 21,306 | 14.5 | 1.03 | 0.20 | 4,284.57 |
| Oct 2026 | 20,660 | 14.5 | 1.03 | 0.20 | 4,284.40 |
Sound Financial Bancorp, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 11,003,000.0 | 9,954,000.0 | 9,509,000.0 | 9,813,000.0 |
| Net Profit | 2,518,000.0 | 1,576,000.0 | 2,244,000.0 | 1,695,000.0 |
| EPS | 1.0 | 0.6 | 0.9 | 0.7 |
Sound Financial Bancorp, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 38,854,000.0 | 35,688,000.0 | 38,843,000.0 | 39,877,000.0 | — |
| Net Profit | 7,158,000.0 | 4,640,000.0 | 7,439,000.0 | 8,804,000.0 | — |
| EPS | 2.8 | 1.9 | 3.1 | 3.4 | — |
Sound Financial Bancorp, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Total Assets | 1,092,173,000.0 | 993,633,000.0 | 995,221,000.0 | 976,351,000.0 |
| Total Liabilities | 982,774,000.0 | 889,967,000.0 | 894,567,000.0 | 878,646,000.0 |
| Total Equity | 109,399,000.0 | 103,666,000.0 | 100,654,000.0 | 97,705,000.0 |
Owes vs Owns
Sound Financial Bancorp, Inc. owed $0.89 for every $1 it owned in Jun 2026, down from $0.90 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.89× | 0.90× | 0.90× | 0.90× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Sound Financial Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 12.9%Fixed assets (tangible) 0.7%Long-term investments 0.9%Other assets 84.8%
How it's funded — Dec 2025
Long-term debt 1.6%Other liabilities 88.3%Shareholders' equity 10.0%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 140.8 | 51.4 | 58.0 | 68.0 |
| Receivables | 3.8 | 3.5 | 3.5 | 3.1 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 7.7 | 8.4 | 9.7 | 10.6 |
| Intangible assets | 4.2 | 4.8 | 4.6 | 4.7 |
| Long-term investments | 9.6 | 9.9 | 10.5 | 12.4 |
| Other assets | 926.1 | 915.6 | 909.0 | 877.5 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 15.0 | 43.0 |
| Long-term debt | 17.8 | 36.8 | 36.7 | 11.7 |
| Payables | 0.7 | 0.8 | 0.8 | 0.4 |
| Other liabilities | 964.3 | 852.4 | 842.0 | 823.6 |
| Shareholders' equity | 109.4 | 103.7 | 100.7 | 97.7 |
| Net tangible assets | 105.2 | 98.9 | 96.0 | 93.0 |
Sound Financial Bancorp, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 7,161,000.0 | 2,932,000.0 | 6,886,000.0 | 10,054,000.0 | — |
| Investing Activities | -2,499,000.0 | -3,945,000.0 | -26,324,000.0 | -183,789,000.0 | — |
| Financing Activities | 90,150,000.0 | -5,036,000.0 | 11,292,000.0 | 47,981,000.0 | — |