Sezzle Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Sezzle Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 521% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 97% of Financial Services companies in United States.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$53Sales grew 259% in 3 years; of every extra $100 of sales, $53 became extra profit.
Higher than 78% of Financial Services companies in United States.
Asset Productivity Ratio
+259% / +132%In 3 years sales changed by +259% while total assets changed by +132%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 74% of Financial Services companies in United States.
Tangible Net Worth Ratio
98%Of every $100 of net worth, $98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 87% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Sezzle Inc. owes $0.49 for every $1 it owns. Net profit rose 70% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
30.5Investors pay $30.5 for every $1 of Sezzle Inc.'s yearly profit, higher than 87% of Financial Services companies in United States.
P/B ratio
20.20The share price is 20.20 times Sezzle Inc.'s book value per share, higher than 98% of Financial Services companies in United States.
Market cap
$4.7 BThe total market value of all of Sezzle Inc.'s shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$233 MWhat Sezzle Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.90Net worth divided by the number of shares. The share price of $139.30 is 20.2 times this, which is the P/B above.
Return on equity (ROE)
88.8%Sezzle Inc. earned 88.8% on its shareholders' money over the last year, higher than almost all Financial Services companies in United States.
Owes vs Owns
0.49×Sezzle Inc. owes $0.49 for every $1 it owns (low), lower than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneSezzle Inc. does not currently pay a dividend.
Revenue growth
+66%Revenue rose 66% in the year to Dec 2025, and grew 53% a year on average over 3 years.
Profit growth
+70%Net profit rose 70% in the year to Dec 2025.
Profit margin
29.6%Sezzle Inc. keeps $30 of every $100 of revenue as net profit.
Questions
What is Sezzle Inc.'s P/E ratio?
Investors pay $30.5 for every $1 of Sezzle Inc.'s yearly profit, higher than 87% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Sezzle Inc.: $4.7 B ÷ $233 M (30 Jun 2026) = 20.2.
What is Sezzle Inc.'s return on equity?
Sezzle Inc. earned 88.8% on its shareholders' money over the last year, higher than almost all Financial Services companies in United States.
How much does Sezzle Inc. owe compared with what it owns?
Sezzle Inc. owes $0.49 for every $1 it owns (low), lower than 72% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Sezzle Inc. pay a dividend?
No. Sezzle Inc. does not currently pay a dividend.
Is Sezzle Inc.'s revenue growing?
Revenue rose 66% in the year to Dec 2025, and grew 53% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.