The Charles Schwab Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Charles Schwab Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$53Sales grew 15% in 3 years; of every extra $100 of sales, $53 became extra profit.
Higher than 79% of Financial Services companies in United States.
Asset Productivity Ratio
+15% / -11%In 3 years sales changed by +15% while total assets changed by -11%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 68% of Financial Services companies in United States.
Tangible Net Worth Ratio
61%Of every $100 of net worth, $61 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 79% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Charles Schwab Corporation owes $0.90 for every $1 it owns. Net profit rose 49% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.5Investors pay $15.5 for every $1 of The Charles Schwab Corporation's yearly profit, higher than 66% of Financial Services companies in United States.
P/B ratio
3.12The share price is 3.12 times The Charles Schwab Corporation's book value per share, higher than 88% of Financial Services companies in United States.
Market cap
$156.6 BThe total market value of all of The Charles Schwab Corporation's shares at today's price (share price × number of shares), larger than 98% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$50.1 BWhat The Charles Schwab Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$29.00Net worth divided by the number of shares. The share price of $90.58 is 3.1 times this, which is the P/B above.
Return on equity (ROE)
21.1%The Charles Schwab Corporation earned 21.1% on its shareholders' money over the last year, higher than 87% of Financial Services companies in United States.
Owes vs Owns
0.90×The Charles Schwab Corporation owes $0.90 for every $1 it owns (high), higher than 83% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.40%The Charles Schwab Corporation pays 1.40% of its share price as dividends a year, lower than 82% of dividend-paying Financial Services companies in United States.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
+49%Net profit rose 49% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit margin
37.0%The Charles Schwab Corporation keeps $37 of every $100 of revenue as net profit.
Questions
What is The Charles Schwab Corporation's P/E ratio?
Investors pay $15.5 for every $1 of The Charles Schwab Corporation's yearly profit, higher than 66% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Charles Schwab Corporation: $156.6 B ÷ $50.1 B (30 Jun 2026) = 3.1.
What is The Charles Schwab Corporation's return on equity?
The Charles Schwab Corporation earned 21.1% on its shareholders' money over the last year, higher than 87% of Financial Services companies in United States.
How much does The Charles Schwab Corporation owe compared with what it owns?
The Charles Schwab Corporation owes $0.90 for every $1 it owns (high), higher than 83% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The Charles Schwab Corporation pay a dividend?
Yes. The Charles Schwab Corporation pays 1.40% of its share price as dividends a year, lower than 82% of dividend-paying Financial Services companies in United States.
Is The Charles Schwab Corporation's revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.