SBI Life Insurance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SBI Life Insurance Company Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹3Sales grew 37% in 3 years; of every extra ₹100 of sales, ₹3 became extra profit.
Lower than 77% of Financial Services companies in India.
Asset Productivity Ratio
+37% / +59%In 3 years sales changed by +37% while total assets changed by +59%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 79% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 58% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SBI Life Insurance Company Limited owes ₹0.96 for every ₹1 it owns. Net profit rose 2% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
63.4Investors pay ₹63.4 for every ₹1 of SBI Life Insurance Company Limited's yearly profit, higher than 93% of Financial Services companies in India.
P/B ratio
8.19The share price is 8.19 times SBI Life Insurance Company Limited's book value per share, higher than 93% of Financial Services companies in India.
Market cap
₹164,850 CrThe total market value of all of SBI Life Insurance Company Limited's shares at today's price (share price × number of shares), larger than 96% of Financial Services companies in India. PosiCap size class: Tito Cap.
Net worth (book value)
₹20,121 CrWhat SBI Life Insurance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹200.53Net worth divided by the number of shares. The share price of ₹1,643 is 8.2 times this, which is the P/B above.
Return on equity (ROE)
13.7%SBI Life Insurance Company Limited earned 13.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
Owes vs Owns
0.96×SBI Life Insurance Company Limited owes ₹0.96 for every ₹1 it owns (high), higher than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.16%SBI Life Insurance Company Limited pays 0.16% of its share price as dividends a year, lower than 88% of dividend-paying Financial Services companies in India.
Revenue growth
-4%Revenue fell 4% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Profit growth
+2%Net profit rose 2% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit margin
2.2%SBI Life Insurance Company Limited keeps ₹2 of every ₹100 of revenue as net profit.
Questions
What is SBI Life Insurance Company Limited's P/E ratio?
Investors pay ₹63.4 for every ₹1 of SBI Life Insurance Company Limited's yearly profit, higher than 93% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SBI Life Insurance Company Limited: ₹164,850 Cr ÷ ₹20,121 Cr (30 Jun 2026) = 8.2.
What is SBI Life Insurance Company Limited's return on equity?
SBI Life Insurance Company Limited earned 13.7% on its shareholders' money over the last year, higher than 65% of Financial Services companies in India.
How much does SBI Life Insurance Company Limited owe compared with what it owns?
SBI Life Insurance Company Limited owes ₹0.96 for every ₹1 it owns (high), higher than 97% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does SBI Life Insurance Company Limited pay a dividend?
Yes. SBI Life Insurance Company Limited pays 0.16% of its share price as dividends a year, lower than 88% of dividend-paying Financial Services companies in India.
Is SBI Life Insurance Company Limited's revenue growing?
Revenue fell 4% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.