Go Deep
SBI Cards and Payment Services Limited
SBI Cards and Payment Services Limited Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,590 | 23.5 | 3.40 | 2.80 | 562.00 |
| Oct 2026 | 19,943 | 23.4 | 3.38 | 2.80 | 558.70 |
SBI Cards and Payment Services Limited Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Jun 2025 |
|---|---|---|---|---|
| Revenue | 40,639,300,000.0 | 40,639,800,000.0 | 42,217,000,000.0 | 40,350,800,000.0 |
| Net Profit | 6,644,400,000.0 | 6,093,000,000.0 | 5,566,400,000.0 | 5,559,600,000.0 |
| EPS | 7.0 | 6.4 | 5.8 | 5.8 |
SBI Cards and Payment Services Limited Revenue & Profit: Last 5 Years
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue | 156,269,300,000.0 | 142,678,500,000.0 | 127,512,000,000.0 | 106,776,300,000.0 | — |
| Net Profit | 21,667,100,000.0 | 19,164,100,000.0 | 24,078,800,000.0 | 22,584,700,000.0 | — |
| EPS | 22.8 | 20.1 | 25.4 | 23.9 | — |
SBI Cards and Payment Services Limited Balance Sheet
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Total Assets | 663,277,900,000.0 | 655,458,000,000.0 | 581,712,300,000.0 | 455,455,600,000.0 | — |
| Total Liabilities | 506,022,900,000.0 | 517,640,800,000.0 | 460,872,000,000.0 | 357,155,100,000.0 | — |
| Total Equity | 157,255,000,000.0 | 137,817,200,000.0 | 120,840,300,000.0 | 98,300,500,000.0 | — |
Owes vs Owns
SBI Cards and Payment Services Limited owed ₹0.76 for every ₹1 it owned in Mar 2026, down from ₹0.78 in Mar 2023.
| Period | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.76× | 0.79× | 0.79× | 0.78× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
SBI Cards and Payment Services Limited Assets & Liabilities Breakdown (₹ Cr)
What it owns — Mar 2026
Cash & short-term investments 3.2%Receivables 0.9%Long-term investments 9.6%Other assets 86.0%
How it's funded — Mar 2026
Long-term debt 66.7%Payables 2.6%Other liabilities 7.0%Shareholders' equity 23.7%
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 2,133.0 | 2,559.9 | 2,508.4 | 1,016.0 |
| Receivables | 568.6 | 485.0 | 540.2 | 525.3 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 158.0 | 226.9 | 438.4 | 453.6 |
| Intangible assets | 73.1 | 103.4 | 126.0 | 120.0 |
| Long-term investments | 6,373.7 | 6,235.1 | 3,519.1 | 2,139.7 |
| Other assets | 57,021.3 | 55,935.5 | 51,039.1 | 41,290.9 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 44,230.3 | 45,170.7 | 40,314.7 | 31,531.1 |
| Payables | 1,714.4 | 1,592.9 | 1,507.7 | 1,395.4 |
| Other liabilities | 4,657.6 | 5,000.5 | 4,264.8 | 2,789.0 |
| Shareholders' equity | 15,725.5 | 13,781.7 | 12,084.0 | 9,830.0 |
| Net tangible assets | 15,652.4 | 13,678.4 | 11,958.0 | 9,710.0 |
SBI Cards and Payment Services Limited Cash Flow
| Line Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Operating Activities | 4,930,300,000.0 | -21,404,600,000.0 | -56,533,800,000.0 | -66,705,100,000.0 | — |
| Investing Activities | 2,454,700,000.0 | -24,905,700,000.0 | -12,549,300,000.0 | -9,214,400,000.0 | — |
| Financing Activities | -11,723,600,000.0 | 46,865,100,000.0 | 84,005,800,000.0 | 78,235,800,000.0 | — |