SB Financial Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SB Financial Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
$18Sales grew 14% in 3 years; of every extra $100 of sales, $18 became extra profit.
Lower than 56% of Financial Services companies in United States.
Asset Productivity Ratio
+14% / +16%In 3 years sales changed by +14% while total assets changed by +16%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 58% of Financial Services companies in United States.
Tangible Net Worth Ratio
70%Of every $100 of net worth, $70 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 71% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SB Financial Group, Inc. owes $0.91 for every $1 it owns. Net profit rose 22% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.3Investors pay $11.3 for every $1 of SB Financial Group, Inc.'s yearly profit, lower than 67% of Financial Services companies in United States.
P/B ratio
1.29The share price is 1.29 times SB Financial Group, Inc.'s book value per share, higher than 50% of Financial Services companies in United States.
Market cap
$189 MThe total market value of all of SB Financial Group, Inc.'s shares at today's price (share price × number of shares), smaller than 83% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$147 MWhat SB Financial Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$23.47Net worth divided by the number of shares. The share price of $30.22 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
11.9%SB Financial Group, Inc. earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
Owes vs Owns
0.91×SB Financial Group, Inc. owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.13%SB Financial Group, Inc. pays 2.13% of its share price as dividends a year, lower than 67% of dividend-paying Financial Services companies in United States.
Revenue growth
+15%Revenue rose 15% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+22%Net profit rose 22% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit margin
21.3%SB Financial Group, Inc. keeps $21 of every $100 of revenue as net profit.
Questions
What is SB Financial Group, Inc.'s P/E ratio?
Investors pay $11.3 for every $1 of SB Financial Group, Inc.'s yearly profit, lower than 67% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SB Financial Group, Inc.: $189 M ÷ $147 M (30 Jun 2026) = 1.3.
What is SB Financial Group, Inc.'s return on equity?
SB Financial Group, Inc. earned 11.9% on its shareholders' money over the last year, higher than 59% of Financial Services companies in United States.
How much does SB Financial Group, Inc. owe compared with what it owns?
SB Financial Group, Inc. owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does SB Financial Group, Inc. pay a dividend?
Yes. SB Financial Group, Inc. pays 2.13% of its share price as dividends a year, lower than 67% of dividend-paying Financial Services companies in United States.
Is SB Financial Group, Inc.'s revenue growing?
Revenue rose 15% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.