SBFC Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from SBFC Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹93 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 92% of Financial Services companies in India.
- Tangible Assets Ratio: Of every ₹100 the company owns, ₹98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 90% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹30Sales grew 157% in 3 years; of every extra ₹100 of sales, ₹30 became extra profit.
Higher than 59% of Financial Services companies in India.
Asset Productivity Ratio
+157% / +93%In 3 years sales changed by +157% while total assets changed by +93%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every ₹100 the company owns, ₹98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 90% of Financial Services companies in India.
Tangible Net Worth Ratio
93%Of every ₹100 of net worth, ₹93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 92% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
SBFC Finance Limited owes ₹0.66 for every ₹1 it owns. Net profit rose 31% in the year to Mar 2026, and grew 44% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
18.4Investors pay ₹18.4 for every ₹1 of SBFC Finance Limited's yearly profit, higher than 57% of Financial Services companies in India.
P/B ratio
2.38The share price is 2.38 times SBFC Finance Limited's book value per share, higher than 69% of Financial Services companies in India.
Market cap
₹8,870 CrThe total market value of all of SBFC Finance Limited's shares at today's price (share price × number of shares), larger than 55% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹3,725 CrWhat SBFC Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹33.52Net worth divided by the number of shares. The share price of ₹79.82 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
12.8%SBFC Finance Limited earned 12.8% on its shareholders' money over the last year, higher than 59% of Financial Services companies in India.
Owes vs Owns
0.66×SBFC Finance Limited owes ₹0.66 for every ₹1 it owns (moderate), higher than 50% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneSBFC Finance Limited does not currently pay a dividend.
Revenue growth
+32%Revenue rose 32% in the year to Mar 2026, and grew 37% a year on average over 3 years.
Profit growth
+31%Net profit rose 31% in the year to Mar 2026, and grew 44% a year on average over 3 years.
Profit margin
27.5%SBFC Finance Limited keeps ₹28 of every ₹100 of revenue as net profit.
Questions
What is SBFC Finance Limited's P/E ratio?
Investors pay ₹18.4 for every ₹1 of SBFC Finance Limited's yearly profit, higher than 57% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For SBFC Finance Limited: ₹8,870 Cr ÷ ₹3,725 Cr (31 Mar 2026) = 2.4.
What is SBFC Finance Limited's return on equity?
SBFC Finance Limited earned 12.8% on its shareholders' money over the last year, higher than 59% of Financial Services companies in India.
How much does SBFC Finance Limited owe compared with what it owns?
SBFC Finance Limited owes ₹0.66 for every ₹1 it owns (moderate), higher than 50% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does SBFC Finance Limited pay a dividend?
No. SBFC Finance Limited does not currently pay a dividend.
Is SBFC Finance Limited's revenue growing?
Revenue rose 32% in the year to Mar 2026, and grew 37% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.