Seacoast Banking Corporation of Florida
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Seacoast Banking Corporation of Florida's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 37% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 51% of profit over the same period. Bigger rise in share count than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$17Sales grew 51% in 3 years; of every extra $100 of sales, $17 became extra profit.
Lower than 58% of Financial Services companies in United States.
Asset Productivity Ratio
+51% / +72%In 3 years sales changed by +51% while total assets changed by +72%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 76% of Financial Services companies in United States.
Tangible Net Worth Ratio
60%Of every $100 of net worth, $60 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 80% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Seacoast Banking Corporation of Florida owes $0.86 for every $1 it owns. Net profit rose 20% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
21.7Investors pay $21.7 for every $1 of Seacoast Banking Corporation of Florida's yearly profit, higher than 78% of Financial Services companies in United States.
P/B ratio
1.06The share price is 1.06 times Seacoast Banking Corporation of Florida's book value per share, lower than 67% of Financial Services companies in United States.
Market cap
$3.3 BThe total market value of all of Seacoast Banking Corporation of Florida's shares at today's price (share price × number of shares), larger than 73% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$3.1 BWhat Seacoast Banking Corporation of Florida would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$31.75Net worth divided by the number of shares. The share price of $33.65 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
6.1%Seacoast Banking Corporation of Florida earned 6.1% on its shareholders' money over the last year, lower than 73% of Financial Services companies in United States.
Owes vs Owns
0.86×Seacoast Banking Corporation of Florida owes $0.86 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.32%Seacoast Banking Corporation of Florida pays 2.32% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Revenue growth
+27%Revenue rose 27% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
+20%Net profit rose 20% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit margin
22.2%Seacoast Banking Corporation of Florida keeps $22 of every $100 of revenue as net profit.
Questions
What is Seacoast Banking Corporation of Florida's P/E ratio?
Investors pay $21.7 for every $1 of Seacoast Banking Corporation of Florida's yearly profit, higher than 78% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Seacoast Banking Corporation of Florida: $3.3 B ÷ $3.1 B (30 Jun 2026) = 1.1.
What is Seacoast Banking Corporation of Florida's return on equity?
Seacoast Banking Corporation of Florida earned 6.1% on its shareholders' money over the last year, lower than 73% of Financial Services companies in United States.
How much does Seacoast Banking Corporation of Florida owe compared with what it owns?
Seacoast Banking Corporation of Florida owes $0.86 for every $1 it owns (high), higher than 54% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Seacoast Banking Corporation of Florida pay a dividend?
Yes. Seacoast Banking Corporation of Florida pays 2.32% of its share price as dividends a year, lower than 62% of dividend-paying Financial Services companies in United States.
Is Seacoast Banking Corporation of Florida's revenue growing?
Revenue rose 27% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.