Saratoga Investment Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Saratoga Investment Corp.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 37% in 3 years; of every extra $100 of sales, $88 became extra profit. Higher than 91% of Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 36% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 170% of profit over the same period. Bigger rise in share count than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$88Sales grew 37% in 3 years; of every extra $100 of sales, $88 became extra profit.
Higher than 91% of Financial Services companies in United States.
Asset Productivity Ratio
+37% / +6%In 3 years sales changed by +37% while total assets changed by +6%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Saratoga Investment Corp. made a loss over the last year. Saratoga Investment Corp. owes $0.68 for every $1 it owns. Net profit rose 30% in the year to Feb 2026, and grew 14% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Feb 2026.
P/E ratio
LossSaratoga Investment Corp. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.57The share price is 0.57 times Saratoga Investment Corp.'s book value per share, lower than 95% of Financial Services companies in United States.
Market cap
$216 MThe total market value of all of Saratoga Investment Corp.'s shares at today's price (share price × number of shares), smaller than 81% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$378 MWhat Saratoga Investment Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 May 2026).
Book value per share
$24.32Net worth divided by the number of shares. The share price of $13.86 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
-1.1%Saratoga Investment Corp. lost 1.1% of its shareholders' money over the last year, lower than 86% of Financial Services companies in United States.
Owes vs Owns
0.68×Saratoga Investment Corp. owes $0.68 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
21.91%Saratoga Investment Corp. pays 21.91% of its share price as dividends a year, higher than 98% of dividend-paying Financial Services companies in United States.
Revenue growth
+19%Revenue rose 19% in the year to Feb 2026, and grew 11% a year on average over 3 years.
Profit growth
+30%Net profit rose 30% in the year to Feb 2026, and grew 14% a year on average over 3 years.
Profit margin
73.3%Saratoga Investment Corp. keeps $73 of every $100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Saratoga Investment Corp.: $216 M ÷ $378 M (31 May 2026) = 0.6.
What is Saratoga Investment Corp.'s return on equity?
Saratoga Investment Corp. lost 1.1% of its shareholders' money over the last year, lower than 86% of Financial Services companies in United States.
How much does Saratoga Investment Corp. owe compared with what it owns?
Saratoga Investment Corp. owes $0.68 for every $1 it owns (moderate), lower than 61% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Saratoga Investment Corp. pay a dividend?
Yes. Saratoga Investment Corp. pays 21.91% of its share price as dividends a year, higher than 98% of dividend-paying Financial Services companies in United States.
Is Saratoga Investment Corp.'s revenue growing?
Revenue rose 19% in the year to Feb 2026, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.