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Banco Santander, S.A.
Banco Santander, S.A. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 17,506 | 13.7 | 1.59 | 3.16 | 1,284.49 |
| Oct 2026 | 17,624 | 13.4 | 1.56 | 3.16 | 1,253.41 |
| Oct 2026 | 17,643 | 13.3 | 1.55 | 3.16 | 1,248.72 |
| Oct 2026 | 17,535 | 13.6 | 1.58 | 3.16 | 1,271.18 |
| Oct 2026 | 17,753 | 13.1 | 1.52 | 3.16 | 1,218.73 |
Banco Santander, S.A. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 15,519,000,000.0 | 15,444,000,000.0 | 14,978,000,000.0 | 14,177,000,000.0 |
| Net Profit | 3,518,000,000.0 | 5,455,000,000.0 | 3,764,000,000.0 | 3,504,000,000.0 |
| EPS | — | 0.4 | 0.2 | — |
Banco Santander, S.A. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 60,023,000,000.0 | 60,305,000,000.0 | 56,687,000,000.0 | 54,216,000,000.0 | — |
| Net Profit | 14,101,000,000.0 | 12,574,000,000.0 | 11,076,000,000.0 | 9,605,000,000.0 | — |
| EPS | 0.9 | 0.8 | 0.7 | 0.5 | — |
Banco Santander, S.A. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 1,867,515,000,000.0 | 1,837,081,000,000.0 | 1,797,062,000,000.0 | 1,734,659,000,000.0 | — |
| Total Liabilities | 1,754,767,000,000.0 | 1,729,754,000,000.0 | 1,692,821,000,000.0 | 1,637,074,000,000.0 | — |
| Total Equity | 103,170,000,000.0 | 98,601,000,000.0 | 95,423,000,000.0 | 89,104,000,000.0 | — |
Owes vs Owns
Banco Santander, S.A. owed €0.94 for every €1 it owned in Jun 2026, about the same as €0.94 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.94× | 0.94× | 0.94× | 0.94× | 0.94× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Banco Santander, S.A. Assets & Liabilities Breakdown (EUR millions)
What it owns — Dec 2025
Cash & short-term investments 10.6%Receivables 0.6%Fixed assets (tangible) 1.4%Intangible assets 0.9%Long-term investments 18.1%Other assets 68.4%
How it's funded — Dec 2025
Short-term debt 2.2%Long-term debt 15.2%Other liabilities 76.5%Shareholders' equity 6.0%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 197,604.0 | 237,413.0 | 268,406.0 | 282,556.0 |
| Receivables | 11,132.0 | 11,426.0 | 10,623.0 | 49,033.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 26,416.0 | 31,212.0 | 32,926.0 | 33,044.0 |
| Intangible assets | 17,308.0 | 19,259.0 | 19,871.0 | 18,645.0 |
| Long-term investments | 337,204.0 | 314,244.0 | 271,735.0 | 217,049.0 |
| Other assets | 1,277,851.0 | 1,223,527.0 | 1,193,501.0 | 1,134,332.0 |
| Liabilities & equity | ||||
| Short-term debt | 40,807.0 | 37,295.0 | 46,170.0 | 43,025.0 |
| Long-term debt | 283,583.0 | 325,521.0 | 308,579.0 | 280,339.0 |
| Payables | 2,520.0 | 2,454.0 | 3,324.0 | 3,025.0 |
| Other liabilities | 1,427,857.0 | 1,364,484.0 | 1,334,748.0 | 1,310,685.0 |
| Shareholders' equity | 112,748.0 | 107,327.0 | 104,241.0 | 97,585.0 |
| Net tangible assets | 85,862.0 | 79,342.0 | 75,552.0 | 70,459.0 |
Banco Santander, S.A. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Operating Activities | -14,835,000,000.0 | -24,155,000,000.0 | 5,015,000,000.0 | 27,706,000,000.0 |
| Investing Activities | 534,000,000.0 | -3,712,000,000.0 | -5,366,000,000.0 | -3,898,000,000.0 |
| Financing Activities | -14,203,000,000.0 | -5,510,000,000.0 | -2,058,000,000.0 | -9,964,000,000.0 |