Safety Insurance Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Safety Insurance Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$11Sales grew 60% in 3 years; of every extra $100 of sales, $11 became extra profit.
Lower than 66% of Financial Services companies in United States.
Asset Productivity Ratio
+60% / +25%In 3 years sales changed by +60% while total assets changed by +25%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 69% of Financial Services companies in United States.
Tangible Net Worth Ratio
97%Of every $100 of net worth, $97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 84% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Safety Insurance Group, Inc. owes $0.65 for every $1 it owns. Net profit rose 40% in the year to Dec 2025, and grew 29% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
22.4Investors pay $22.4 for every $1 of Safety Insurance Group, Inc.'s yearly profit, higher than 79% of Financial Services companies in United States.
P/B ratio
1.74The share price is 1.74 times Safety Insurance Group, Inc.'s book value per share, higher than 75% of Financial Services companies in United States.
Market cap
$1.5 BThe total market value of all of Safety Insurance Group, Inc.'s shares at today's price (share price × number of shares), larger than 63% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$877 MWhat Safety Insurance Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$59.72Net worth divided by the number of shares. The share price of $104.16 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
7.8%Safety Insurance Group, Inc. earned 7.8% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
Owes vs Owns
0.65×Safety Insurance Group, Inc. owes $0.65 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.54%Safety Insurance Group, Inc. pays 3.54% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in United States.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit growth
+40%Net profit rose 40% in the year to Dec 2025, and grew 29% a year on average over 3 years.
Profit margin
7.9%Safety Insurance Group, Inc. keeps $8 of every $100 of revenue as net profit.
Questions
What is Safety Insurance Group, Inc.'s P/E ratio?
Investors pay $22.4 for every $1 of Safety Insurance Group, Inc.'s yearly profit, higher than 79% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Safety Insurance Group, Inc.: $1.5 B ÷ $877 M (30 Jun 2026) = 1.7.
What is Safety Insurance Group, Inc.'s return on equity?
Safety Insurance Group, Inc. earned 7.8% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
How much does Safety Insurance Group, Inc. owe compared with what it owns?
Safety Insurance Group, Inc. owes $0.65 for every $1 it owns (moderate), lower than 62% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Safety Insurance Group, Inc. pay a dividend?
Yes. Safety Insurance Group, Inc. pays 3.54% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in United States.
Is Safety Insurance Group, Inc.'s revenue growing?
Revenue rose 13% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.