Riverview Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Riverview Bancorp, Inc.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 32%
Sales fell 32% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-32% / -8%In 3 years sales changed by -32% while total assets changed by -8%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 54% of Financial Services companies in United States.
Tangible Net Worth Ratio
81%Of every $100 of net worth, $81 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 54% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Riverview Bancorp, Inc. made a loss over the last year. Riverview Bancorp, Inc. owes $0.90 for every $1 it owns. Riverview Bancorp, Inc. made a loss in the year to Mar 2026, after a profit the year before.
Compared with Financial Services companies in United States · latest annual results Mar 2026.
P/E ratio
LossRiverview Bancorp, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.83The share price is 0.83 times Riverview Bancorp, Inc.'s book value per share, lower than 85% of Financial Services companies in United States.
Market cap
$121 MThe total market value of all of Riverview Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 89% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$145 MWhat Riverview Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$7.28Net worth divided by the number of shares. The share price of $6.04 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
-2.5%Riverview Bancorp, Inc. lost 2.5% of its shareholders' money over the last year, lower than 87% of Financial Services companies in United States.
Owes vs Owns
0.90×Riverview Bancorp, Inc. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.33%Riverview Bancorp, Inc. pays 1.33% of its share price as dividends a year, lower than 83% of dividend-paying Financial Services companies in United States.
Revenue growth
-15%Revenue fell 15% in the year to Mar 2026, and shrank 12% a year on average over 3 years.
Profit growth
LossRiverview Bancorp, Inc. made a loss in the year to Mar 2026, after a profit the year before.
Profit margin
-10.1%Riverview Bancorp, Inc. lost $10 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Riverview Bancorp, Inc.: $121 M ÷ $145 M (30 Jun 2026) = 0.8.
What is Riverview Bancorp, Inc.'s return on equity?
Riverview Bancorp, Inc. lost 2.5% of its shareholders' money over the last year, lower than 87% of Financial Services companies in United States.
How much does Riverview Bancorp, Inc. owe compared with what it owns?
Riverview Bancorp, Inc. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Riverview Bancorp, Inc. pay a dividend?
Yes. Riverview Bancorp, Inc. pays 1.33% of its share price as dividends a year, lower than 83% of dividend-paying Financial Services companies in United States.
Is Riverview Bancorp, Inc.'s revenue growing?
Revenue fell 15% in the year to Mar 2026, and shrank 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.