Red River Bancshares, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Red River Bancshares, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 96% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$30Sales grew 19% in 3 years; of every extra $100 of sales, $30 became extra profit.
Higher than 56% of Financial Services companies in United States.
Asset Productivity Ratio
+19% / +9%In 3 years sales changed by +19% while total assets changed by +9%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 96% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 94% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Red River Bancshares, Inc. owes $0.88 for every $1 it owns. Net profit rose 25% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
14.8Investors pay $14.8 for every $1 of Red River Bancshares, Inc.'s yearly profit, higher than 63% of Financial Services companies in United States.
P/B ratio
1.76The share price is 1.76 times Red River Bancshares, Inc.'s book value per share, higher than 75% of Financial Services companies in United States.
Market cap
$676 MThe total market value of all of Red River Bancshares, Inc.'s shares at today's price (share price × number of shares), smaller than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$385 MWhat Red River Bancshares, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$58.41Net worth divided by the number of shares. The share price of $102.73 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
12.8%Red River Bancshares, Inc. earned 12.8% on its shareholders' money over the last year, higher than 65% of Financial Services companies in United States.
Owes vs Owns
0.88×Red River Bancshares, Inc. owes $0.88 for every $1 it owns (high), higher than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.00%Red River Bancshares, Inc. pays 1.00% of its share price as dividends a year, lower than 90% of dividend-paying Financial Services companies in United States.
Revenue growth
+14%Revenue rose 14% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+25%Net profit rose 25% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
34.4%Red River Bancshares, Inc. keeps $34 of every $100 of revenue as net profit.
Questions
What is Red River Bancshares, Inc.'s P/E ratio?
Investors pay $14.8 for every $1 of Red River Bancshares, Inc.'s yearly profit, higher than 63% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Red River Bancshares, Inc.: $676 M ÷ $385 M (30 Jun 2026) = 1.8.
What is Red River Bancshares, Inc.'s return on equity?
Red River Bancshares, Inc. earned 12.8% on its shareholders' money over the last year, higher than 65% of Financial Services companies in United States.
How much does Red River Bancshares, Inc. owe compared with what it owns?
Red River Bancshares, Inc. owes $0.88 for every $1 it owns (high), higher than 67% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Red River Bancshares, Inc. pay a dividend?
Yes. Red River Bancshares, Inc. pays 1.00% of its share price as dividends a year, lower than 90% of dividend-paying Financial Services companies in United States.
Is Red River Bancshares, Inc.'s revenue growing?
Revenue rose 14% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.