Repay Holdings Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Repay Holdings Corporation's yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 11% in 3 years, but profit fell: $898 less profit per $100 of extra sales. Lower than 98% of Technology companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $33 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 92% of Technology companies in United States.
- Cash Cushion Ratio: Debt, after subtracting cash, equals 84% of its market value (net debt). Lower than 92% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
2.3×Over the last 3 years its own operating cash covered its investment spending (capex) 2.3 times.
Lower than 56% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 66% of Technology companies in United States.
Growth Efficiency Ratio
−$898Sales grew 11% in 3 years, but profit fell: $898 less profit per $100 of extra sales.
Lower than 98% of Technology companies in United States.
Asset Productivity Ratio
+11% / -26%In 3 years sales changed by +11% while total assets changed by -26%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
0.6×Debt due within a year is covered 0.6 times by its yearly operating cash.
Lower than 64% of Technology companies in United States.
Cash Cushion Ratio
−84%Debt, after subtracting cash, equals 84% of its market value (net debt).
Lower than 92% of Technology companies in United States.
Tangible Assets Ratio
33%Of every $100 the company owns, $33 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 92% of Technology companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 88% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Repay Holdings Corporation made a loss over the last year. Repay Holdings Corporation owes $0.71 for every $1 it owns. Repay Holdings Corporation made a loss in each of the last two years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
LossRepay Holdings Corporation made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.81The share price is 0.81 times Repay Holdings Corporation's book value per share, lower than 87% of Technology companies in United States.
Market cap
$382 MThe total market value of all of Repay Holdings Corporation's shares at today's price (share price × number of shares), smaller than 64% of Technology companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$473 MWhat Repay Holdings Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$5.36Net worth divided by the number of shares. The share price of $4.33 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
-31.8%Repay Holdings Corporation lost 31.8% of its shareholders' money over the last year, lower than 77% of Technology companies in United States.
Owes vs Owns
0.71×Repay Holdings Corporation owes $0.71 for every $1 it owns (moderate), higher than 76% of Technology companies in United States.
Dividend yield
NoneRepay Holdings Corporation does not currently pay a dividend.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
LossRepay Holdings Corporation made a loss in each of the last two years.
Profit margin
-83.0%Repay Holdings Corporation lost $83 for every $100 of revenue.
Interest cover
Not coveredRepay Holdings Corporation's operating profit did not cover its interest costs in the year to Dec 2025.
Cash vs debt
Net debtRepay Holdings Corporation had $321 M more debt than cash (net debt) at Dec 2025.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Repay Holdings Corporation: $382 M ÷ $473 M (30 Jun 2026) = 0.8.
What is Repay Holdings Corporation's return on equity?
Repay Holdings Corporation lost 31.8% of its shareholders' money over the last year, lower than 77% of Technology companies in United States.
How much does Repay Holdings Corporation owe compared with what it owns?
Repay Holdings Corporation owes $0.71 for every $1 it owns (moderate), higher than 76% of Technology companies in United States.
Does Repay Holdings Corporation pay a dividend?
No. Repay Holdings Corporation does not currently pay a dividend.
Is Repay Holdings Corporation's revenue growing?
Revenue fell 1% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.