Root, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Root, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$28Sales grew 388% in 3 years; of every extra $100 of sales, $28 became extra profit.
Higher than 54% of Financial Services companies in United States.
Asset Productivity Ratio
+388% / +28%In 3 years sales changed by +388% while total assets changed by +28%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 57% of Financial Services companies in United States.
Tangible Net Worth Ratio
90%Of every $100 of net worth, $90 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 65% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Root, Inc. owes $0.80 for every $1 it owns. Net profit rose 30% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.2Investors pay $15.2 for every $1 of Root, Inc.'s yearly profit, higher than 65% of Financial Services companies in United States.
P/B ratio
2.55The share price is 2.55 times Root, Inc.'s book value per share, higher than 85% of Financial Services companies in United States.
Market cap
$835 MThe total market value of all of Root, Inc.'s shares at today's price (share price × number of shares), larger than 52% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$328 MWhat Root, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$21.16Net worth divided by the number of shares. The share price of $53.87 is 2.5 times this, which is the P/B above.
Return on equity (ROE)
15.4%Root, Inc. earned 15.4% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
Owes vs Owns
0.80×Root, Inc. owes $0.80 for every $1 it owns (high), lower than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneRoot, Inc. does not currently pay a dividend.
Revenue growth
+29%Revenue rose 29% in the year to Dec 2025, and grew 70% a year on average over 3 years.
Profit growth
+30%Net profit rose 30% in the year to Dec 2025.
Profit margin
2.7%Root, Inc. keeps $3 of every $100 of revenue as net profit.
Questions
What is Root, Inc.'s P/E ratio?
Investors pay $15.2 for every $1 of Root, Inc.'s yearly profit, higher than 65% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Root, Inc.: $835 M ÷ $328 M (30 Jun 2026) = 2.5.
What is Root, Inc.'s return on equity?
Root, Inc. earned 15.4% on its shareholders' money over the last year, higher than 76% of Financial Services companies in United States.
How much does Root, Inc. owe compared with what it owns?
Root, Inc. owes $0.80 for every $1 it owns (high), lower than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Root, Inc. pay a dividend?
No. Root, Inc. does not currently pay a dividend.
Is Root, Inc.'s revenue growing?
Revenue rose 29% in the year to Dec 2025, and grew 70% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.