Regional Management Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Regional Management Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
−$8Sales grew 19% in 3 years, but profit fell: $8 less profit per $100 of extra sales.
Lower than 81% of Financial Services companies in United States.
Asset Productivity Ratio
+19% / +22%In 3 years sales changed by +19% while total assets changed by +22%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 60% of Financial Services companies in United States.
Tangible Net Worth Ratio
91%Of every $100 of net worth, $91 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 68% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Regional Management Corp. owes $0.82 for every $1 it owns. Net profit rose 8% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
6.9Investors pay $6.9 for every $1 of Regional Management Corp.'s yearly profit, lower than 90% of Financial Services companies in United States.
P/B ratio
0.80The share price is 0.80 times Regional Management Corp.'s book value per share, lower than 87% of Financial Services companies in United States.
Market cap
$302 MThe total market value of all of Regional Management Corp.'s shares at today's price (share price × number of shares), smaller than 72% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$378 MWhat Regional Management Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$41.01Net worth divided by the number of shares. The share price of $32.74 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
12.6%Regional Management Corp. earned 12.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
Owes vs Owns
0.82×Regional Management Corp. owes $0.82 for every $1 it owns (high), higher than 50% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.52%Regional Management Corp. pays 3.52% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in United States.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+8%Net profit rose 8% in the year to Dec 2025, and shrank 5% a year on average over 3 years.
Profit margin
7.9%Regional Management Corp. keeps $8 of every $100 of revenue as net profit.
Questions
What is Regional Management Corp.'s P/E ratio?
Investors pay $6.9 for every $1 of Regional Management Corp.'s yearly profit, lower than 90% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Regional Management Corp.: $302 M ÷ $378 M (30 Jun 2026) = 0.8.
What is Regional Management Corp.'s return on equity?
Regional Management Corp. earned 12.6% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
How much does Regional Management Corp. owe compared with what it owns?
Regional Management Corp. owes $0.82 for every $1 it owns (high), higher than 50% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Regional Management Corp. pay a dividend?
Yes. Regional Management Corp. pays 3.52% of its share price as dividends a year, higher than 63% of dividend-paying Financial Services companies in United States.
Is Regional Management Corp.'s revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.