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PosiFunda · Fundamentals

Rocket Companies, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Rocket Companies, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Shareholder Slice Ratio: Share count rose 2,182% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 98% of Financial Services companies in United States.
  • Tangible Assets Ratio: Of every $100 the company owns, $47 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 95% of Financial Services companies in United States.
  • Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 93% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 71% of Financial Services companies in United States.

Growth Efficiency Ratio

−$20

Sales grew 10% in 3 years, but profit fell: $20 less profit per $100 of extra sales.

Lower than 84% of Financial Services companies in United States.

Asset Productivity Ratio

+10% / +202%

In 3 years sales changed by +10% while total assets changed by +202%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

47%

Of every $100 the company owns, $47 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 95% of Financial Services companies in United States.

Tangible Net Worth Ratio

Negative

Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.

Less tangible than 93% of Financial Services companies in United States.

Shareholders

Shareholder Slice Ratio

+2,182%

Share count rose 2,182% in 3 years, so each share's slice of the company became smaller.

Bigger rise in share count than 98% of Financial Services companies in United States.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Rocket Companies, Inc. made a loss over the last year. Rocket Companies, Inc. owes $0.61 for every $1 it owns. Rocket Companies, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

Loss

Rocket Companies, Inc. made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

1.41

The share price is 1.41 times Rocket Companies, Inc.'s book value per share, higher than 62% of Financial Services companies in United States.

Market cap

$33.2 B

The total market value of all of Rocket Companies, Inc.'s shares at today's price (share price × number of shares), larger than 94% of Financial Services companies in United States. PosiCap size class: Tito Cap.

Net worth (book value)

$23.5 B

What Rocket Companies, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$8.31

Net worth divided by the number of shares. The share price of $11.74 is 1.4 times this, which is the P/B above.

Return on equity (ROE)

3.0%

Rocket Companies, Inc. earned 3.0% on its shareholders' money over the last year, lower than 80% of Financial Services companies in United States.

Owes vs Owns

0.61×

Rocket Companies, Inc. owes $0.61 for every $1 it owns (moderate), lower than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

Rocket Companies, Inc. does not currently pay a dividend.

Revenue growth

+27%

Revenue rose 27% in the year to Dec 2025, and grew 3% a year on average over 3 years.

Profit growth

Loss

Rocket Companies, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Profit margin

-1.1%

Rocket Companies, Inc. lost $1 for every $100 of revenue.

Questions

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Rocket Companies, Inc.: $33.2 B ÷ $23.5 B (30 Jun 2026) = 1.4.

What is Rocket Companies, Inc.'s return on equity?

Rocket Companies, Inc. earned 3.0% on its shareholders' money over the last year, lower than 80% of Financial Services companies in United States.

How much does Rocket Companies, Inc. owe compared with what it owns?

Rocket Companies, Inc. owes $0.61 for every $1 it owns (moderate), lower than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Rocket Companies, Inc. pay a dividend?

No. Rocket Companies, Inc. does not currently pay a dividend.

Is Rocket Companies, Inc.'s revenue growing?

Revenue rose 27% in the year to Dec 2025, and grew 3% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.