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PosiFunda · Fundamentals

Reliance Home Finance Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Reliance Home Finance Limited's yearly results (2022–2025), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

What stands out

  • Tangible Assets Ratio: Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 97% of Financial Services companies in India.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

1/3 · 2/3

Sales grew in 1 of the last 3 years; profit grew in 2 of 3.

Less steady than 84% of Financial Services companies in India.

Growth Efficiency Ratio

—

Sales fell 100%

Sales fell 100% in 3 years, so extra profit per extra sales cannot be measured.

Asset Productivity Ratio

-100% / -100%

In 3 years sales changed by -100% while total assets changed by -100%. Both moved at about the same pace.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 97% of Financial Services companies in India.

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (9)

Reliance Home Finance Limited owes ₹34.5 for every ₹1 it owns. Reliance Home Finance Limited returned to profit in the year to Mar 2025, after a loss the year before.

Compared with Financial Services companies in India · latest annual results Mar 2025.

P/E ratio

3.0

Investors pay ₹3.0 for every ₹1 of Reliance Home Finance Limited's yearly profit, lower than almost all Financial Services companies in India.

P/B ratio

-1.27

Reliance Home Finance Limited's book value is negative (it owes more than it owns), so P/B is not meaningful.

Market cap

₹65 Cr

The total market value of all of Reliance Home Finance Limited's shares at today's price (share price × number of shares), smaller than 91% of Financial Services companies in India. PosiCap size class: Nano Cap.

Net worth (book value)

Negative

Reliance Home Finance Limited's net worth is negative (₹53 Cr below zero, balance sheet 31 Mar 2025): it owes more than it owns, so book value per share and P/B are not meaningful.

Owes vs Owns

34.5×

Reliance Home Finance Limited owes ₹34.5 for every ₹1 it owns, so it owes more than it owns, higher than almost all Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

None

Reliance Home Finance Limited does not currently pay a dividend.

Revenue growth

-64%

Revenue fell 64% in the year to Mar 2025, and shrank 90% a year on average over 3 years.

Profit growth

Back to profit

Reliance Home Finance Limited returned to profit in the year to Mar 2025, after a loss the year before.

Profit margin

10859.6%

Reliance Home Finance Limited keeps ₹10860 of every ₹100 of revenue as net profit.

Questions

What is Reliance Home Finance Limited's P/E ratio?

Investors pay ₹3.0 for every ₹1 of Reliance Home Finance Limited's yearly profit, lower than almost all Financial Services companies in India.

How much does Reliance Home Finance Limited owe compared with what it owns?

Reliance Home Finance Limited owes ₹34.5 for every ₹1 it owns, so it owes more than it owns, higher than almost all Financial Services companies in India. Banks and lenders usually show higher figures.

Does Reliance Home Finance Limited pay a dividend?

No. Reliance Home Finance Limited does not currently pay a dividend.

Is Reliance Home Finance Limited's revenue growing?

Revenue fell 64% in the year to Mar 2025, and shrank 90% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.