Repco Home Finance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Repco Home Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹13Sales grew 204% in 3 years; of every extra ₹100 of sales, ₹13 became extra profit.
Lower than 64% of Financial Services companies in India.
Asset Productivity Ratio
+204% / +31%In 3 years sales changed by +204% while total assets changed by +31%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 59% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 59% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Repco Home Finance Limited owes ₹0.75 for every ₹1 it owns. Net profit rose 1% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
4.0Investors pay ₹4.0 for every ₹1 of Repco Home Finance Limited's yearly profit, lower than 97% of Financial Services companies in India.
P/B ratio
0.48The share price is 0.48 times Repco Home Finance Limited's book value per share, lower than 88% of Financial Services companies in India.
Market cap
₹1,926 CrThe total market value of all of Repco Home Finance Limited's shares at today's price (share price × number of shares), smaller than 59% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹4,041 CrWhat Repco Home Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹645.88Net worth divided by the number of shares. The share price of ₹307.80 is 0.5 times this, which is the P/B above.
Return on equity (ROE)
11.9%Repco Home Finance Limited earned 11.9% on its shareholders' money over the last year, higher than 53% of Financial Services companies in India.
Owes vs Owns
0.75×Repco Home Finance Limited owes ₹0.75 for every ₹1 it owns (moderate), higher than 59% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
3.64%Repco Home Finance Limited pays 3.64% of its share price as dividends a year, higher than 93% of dividend-paying Financial Services companies in India.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 45% a year on average over 3 years.
Profit growth
+1%Net profit rose 1% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit margin
26.8%Repco Home Finance Limited keeps ₹27 of every ₹100 of revenue as net profit.
Questions
What is Repco Home Finance Limited's P/E ratio?
Investors pay ₹4.0 for every ₹1 of Repco Home Finance Limited's yearly profit, lower than 97% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Repco Home Finance Limited: ₹1,926 Cr ÷ ₹4,041 Cr (31 Mar 2026) = 0.5.
What is Repco Home Finance Limited's return on equity?
Repco Home Finance Limited earned 11.9% on its shareholders' money over the last year, higher than 53% of Financial Services companies in India.
How much does Repco Home Finance Limited owe compared with what it owns?
Repco Home Finance Limited owes ₹0.75 for every ₹1 it owns (moderate), higher than 59% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Repco Home Finance Limited pay a dividend?
Yes. Repco Home Finance Limited pays 3.64% of its share price as dividends a year, higher than 93% of dividend-paying Financial Services companies in India.
Is Repco Home Finance Limited's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 45% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.