Chicago Atlantic Real Estate Finance, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Chicago Atlantic Real Estate Finance, Inc.'s yearly results (2022–2025), compared with Real Estate companies in United States. Tap ? on any ratio for what it means.
What stands out
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $72 of operating cash. Lower than 86% of Real Estate companies in United States.
Cash quality
Profit Cash Ratio
$72Over the last 3 years, every $100 of reported profit came with $72 of operating cash.
Lower than 86% of Real Estate companies in United States.
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 67% of Real Estate companies in United States.
Growth Efficiency Ratio
$56Sales grew 14% in 3 years; of every extra $100 of sales, $56 became extra profit.
Higher than 74% of Real Estate companies in United States.
Asset Productivity Ratio
+14% / +24%In 3 years sales changed by +14% while total assets changed by +24%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
0.6×Debt due within a year is covered 0.6 times by its yearly operating cash.
Lower than 68% of Real Estate companies in United States.
Cash Cushion Ratio
−35%Debt, after subtracting cash, equals 35% of its market value (net debt).
Higher than 77% of Real Estate companies in United States.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Chicago Atlantic Real Estate Finance, Inc. owes $0.35 for every $1 it owns. Net profit fell 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Compared with Real Estate companies in United States · latest annual results Dec 2025.
P/E ratio
6.9Investors pay $6.9 for every $1 of Chicago Atlantic Real Estate Finance, Inc.'s yearly profit, lower than 90% of Real Estate companies in United States.
P/B ratio
0.80The share price is 0.80 times Chicago Atlantic Real Estate Finance, Inc.'s book value per share, lower than 68% of Real Estate companies in United States.
Market cap
$241 MThe total market value of all of Chicago Atlantic Real Estate Finance, Inc.'s shares at today's price (share price × number of shares), smaller than 78% of Real Estate companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$302 MWhat Chicago Atlantic Real Estate Finance, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$11.77Net worth divided by the number of shares. The share price of $9.40 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
9.6%Chicago Atlantic Real Estate Finance, Inc. earned 9.6% on its shareholders' money over the last year, higher than 76% of Real Estate companies in United States.
Owes vs Owns
0.35×Chicago Atlantic Real Estate Finance, Inc. owes $0.35 for every $1 it owns (low), lower than 86% of Real Estate companies in United States.
Dividend yield
20.50%Chicago Atlantic Real Estate Finance, Inc. pays 20.50% of its share price as dividends a year, higher than 95% of dividend-paying Real Estate companies in United States.
Revenue growth
+1%Revenue rose 1% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
-3%Net profit fell 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit margin
64.8%Chicago Atlantic Real Estate Finance, Inc. keeps $65 of every $100 of revenue as net profit.
Cash quality
0.8×Cash from Chicago Atlantic Real Estate Finance, Inc.'s business was 0.8× its reported profit in the year to Dec 2025 — less cash came in than the profit reported.
Cash vs debt
Net debtChicago Atlantic Real Estate Finance, Inc. had $83 M more debt than cash (net debt) at Dec 2025.
Questions
What is Chicago Atlantic Real Estate Finance, Inc.'s P/E ratio?
Investors pay $6.9 for every $1 of Chicago Atlantic Real Estate Finance, Inc.'s yearly profit, lower than 90% of Real Estate companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Chicago Atlantic Real Estate Finance, Inc.: $241 M ÷ $302 M (30 Jun 2026) = 0.8.
What is Chicago Atlantic Real Estate Finance, Inc.'s return on equity?
Chicago Atlantic Real Estate Finance, Inc. earned 9.6% on its shareholders' money over the last year, higher than 76% of Real Estate companies in United States.
How much does Chicago Atlantic Real Estate Finance, Inc. owe compared with what it owns?
Chicago Atlantic Real Estate Finance, Inc. owes $0.35 for every $1 it owns (low), lower than 86% of Real Estate companies in United States.
Does Chicago Atlantic Real Estate Finance, Inc. pay a dividend?
Yes. Chicago Atlantic Real Estate Finance, Inc. pays 20.50% of its share price as dividends a year, higher than 95% of dividend-paying Real Estate companies in United States.
Is Chicago Atlantic Real Estate Finance, Inc.'s revenue growing?
Revenue rose 1% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.