Radian Group Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Radian Group Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by +1% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
+1% / +15%In 3 years sales changed by +1% while total assets changed by +15%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Radian Group Inc. owes $0.55 for every $1 it owns. Net profit fell 4% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
8.8Investors pay $8.8 for every $1 of Radian Group Inc.'s yearly profit, lower than 84% of Financial Services companies in United States.
P/B ratio
0.98The share price is 0.98 times Radian Group Inc.'s book value per share, lower than 72% of Financial Services companies in United States.
Market cap
$4.7 BThe total market value of all of Radian Group Inc.'s shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$4.8 BWhat Radian Group Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$36.34Net worth divided by the number of shares. The share price of $35.75 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
12.0%Radian Group Inc. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
Owes vs Owns
0.55×Radian Group Inc. owes $0.55 for every $1 it owns (moderate), lower than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.94%Radian Group Inc. pays 2.94% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United States.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Profit growth
-4%Net profit fell 4% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit margin
48.7%Radian Group Inc. keeps $49 of every $100 of revenue as net profit.
Questions
What is Radian Group Inc.'s P/E ratio?
Investors pay $8.8 for every $1 of Radian Group Inc.'s yearly profit, lower than 84% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Radian Group Inc.: $4.7 B ÷ $4.8 B (30 Jun 2026) = 1.0.
What is Radian Group Inc.'s return on equity?
Radian Group Inc. earned 12.0% on its shareholders' money over the last year, higher than 60% of Financial Services companies in United States.
How much does Radian Group Inc. owe compared with what it owns?
Radian Group Inc. owes $0.55 for every $1 it owns (moderate), lower than 68% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Radian Group Inc. pay a dividend?
Yes. Radian Group Inc. pays 2.94% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United States.
Is Radian Group Inc.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and grew 0% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.