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Rhinebeck Bancorp, Inc.

Rhinebeck Bancorp, Inc. Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 21,917 14.1 1.44 0.22 1,226.13
Oct 2026 21,924 14.1 1.44 0.22 1,221.02
Oct 2026 21,928 14.1 1.44 0.22 1,220.25
Oct 2026 21,928 14.1 1.44 0.22 1,217.09
Oct 2026 21,997 13.9 1.42 0.22 1,203.22
Oct 2026 21,976 14.0 1.43 0.22 1,207.96
Oct 2026 21,958 14.0 1.43 0.22 1,208.76
Oct 2026 21,893 14.2 1.45 0.22 1,220.47

Rhinebeck Bancorp, Inc. Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 13,360,000.0 12,653,000.0 13,498,000.0 13,975,000.0
Net Profit 2,616,000.0 2,216,000.0 2,336,000.0 2,695,000.0
EPS 0.2 0.2 0.2 0.2

Rhinebeck Bancorp, Inc. Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 53,355,000.0 28,729,000.0 43,699,000.0 47,770,000.0 —
Net Profit 10,045,000.0 -8,620,000.0 4,395,000.0 6,997,000.0 —
EPS 0.9 -0.8 0.4 0.7 —

Rhinebeck Bancorp, Inc. Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 1,301,766,000.0 1,255,765,000.0 1,313,202,000.0 1,335,977,000.0 —
Total Liabilities 1,164,914,000.0 1,133,932,000.0 1,199,517,000.0 1,227,845,000.0 —
Total Equity 136,852,000.0 121,833,000.0 113,685,000.0 108,132,000.0 —

Owes vs Owns

Rhinebeck Bancorp, Inc. owed $0.91 for every $1 it owned in Jun 2026, down from $0.92 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.91× 0.89× 0.90× 0.91× 0.92×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

Rhinebeck Bancorp, Inc. Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 9.4%Fixed assets (tangible) 1.0%Long-term investments 12.5%Other assets 76.6%

How it's funded — Dec 2025

Long-term debt 2.2%Other liabilities 87.2%Shareholders' equity 10.5%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments122.0147.2159.1240.5
Receivables4.94.44.64.3
Inventory0.00.00.00.0
Fixed assets (tangible)13.614.117.618.7
Intangible assets2.32.42.52.6
Long-term investments162.2159.9192.0223.7
Other assets996.7927.6937.5846.3
Liabilities & equity
Short-term debt1.620.00.00.0
Long-term debt28.774.9133.262.9
Payables0.00.00.025.3
Other liabilities1,134.61,039.01,066.31,139.7
Shareholders' equity136.9121.8113.7108.1
Net tangible assets134.5119.4111.2105.6

Rhinebeck Bancorp, Inc. Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities 11,743,000.0 8,470,000.0 7,048,000.0 14,795,000.0 —
Investing Activities 21,161,000.0 74,745,000.0 14,702,000.0 -123,609,000.0 —
Financing Activities 31,598,000.0 -67,860,000.0 -31,005,000.0 68,107,000.0 —

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