Q2 Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Q2 Holdings, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
4.6×Over the last 3 years its own operating cash covered its investment spending (capex) 4.6 times.
Higher than 63% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$70Sales grew 41% in 3 years; of every extra $100 of sales, $70 became extra profit.
Higher than 79% of Technology companies in United States.
Asset Productivity Ratio
+41% / -5%In 3 years sales changed by +41% while total assets changed by -5%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
0.7×Debt due within a year is covered 0.7 times by its yearly operating cash.
Lower than 63% of Technology companies in United States.
Cash Cushion Ratio
+2%Cash, after subtracting all debt, equals 2% of its market value (net cash).
Higher than 55% of Technology companies in United States.
Tangible Assets Ratio
54%Of every $100 the company owns, $54 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 75% of Technology companies in United States.
Tangible Net Worth Ratio
11%Of every $100 of net worth, $11 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 67% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
Q2 Holdings, Inc. owes $0.34 for every $1 it owns. Q2 Holdings, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
49.2Investors pay $49.2 for every $1 of Q2 Holdings, Inc.'s yearly profit, higher than 71% of Technology companies in United States.
P/B ratio
6.72The share price is 6.72 times Q2 Holdings, Inc.'s book value per share, higher than 77% of Technology companies in United States.
Market cap
$4.3 BThe total market value of all of Q2 Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 66% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$643 MWhat Q2 Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$10.32Net worth divided by the number of shares. The share price of $69.39 is 6.7 times this, which is the P/B above.
Return on equity (ROE)
15.0%Q2 Holdings, Inc. earned 15.0% on its shareholders' money over the last year, higher than 73% of Technology companies in United States.
Owes vs Owns
0.34×Q2 Holdings, Inc. owes $0.34 for every $1 it owns (low), lower than 66% of Technology companies in United States.
Dividend yield
NoneQ2 Holdings, Inc. does not currently pay a dividend.
Revenue growth
+14%Revenue rose 14% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit growth
Back to profitQ2 Holdings, Inc. returned to profit in the year to Dec 2025, after a loss the year before.
Profit margin
6.5%Q2 Holdings, Inc. keeps $7 of every $100 of revenue as net profit.
Cash quality
3.9×Cash from Q2 Holdings, Inc.'s business was 3.9× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
8.1×Q2 Holdings, Inc.'s operating profit covered its interest costs 8.1 times in the year to Dec 2025.
Cash vs debt
Net cashQ2 Holdings, Inc. held $86 M more cash than debt (net cash) at Dec 2025.
Questions
What is Q2 Holdings, Inc.'s P/E ratio?
Investors pay $49.2 for every $1 of Q2 Holdings, Inc.'s yearly profit, higher than 71% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Q2 Holdings, Inc.: $4.3 B ÷ $643 M (30 Jun 2026) = 6.7.
What is Q2 Holdings, Inc.'s return on equity?
Q2 Holdings, Inc. earned 15.0% on its shareholders' money over the last year, higher than 73% of Technology companies in United States.
How much does Q2 Holdings, Inc. owe compared with what it owns?
Q2 Holdings, Inc. owes $0.34 for every $1 it owns (low), lower than 66% of Technology companies in United States.
Does Q2 Holdings, Inc. pay a dividend?
No. Q2 Holdings, Inc. does not currently pay a dividend.
Is Q2 Holdings, Inc.'s revenue growing?
Revenue rose 14% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.