QCR Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from QCR Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$50Sales grew 18% in 3 years; of every extra $100 of sales, $50 became extra profit.
Higher than 77% of Financial Services companies in United States.
Asset Productivity Ratio
+18% / +20%In 3 years sales changed by +18% while total assets changed by +20%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 59% of Financial Services companies in United States.
Tangible Net Worth Ratio
87%Of every $100 of net worth, $87 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 56% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
QCR Holdings, Inc. owes $0.88 for every $1 it owns. Net profit rose 12% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.1Investors pay $12.1 for every $1 of QCR Holdings, Inc.'s yearly profit, lower than 55% of Financial Services companies in United States.
P/B ratio
1.47The share price is 1.47 times QCR Holdings, Inc.'s book value per share, higher than 66% of Financial Services companies in United States.
Market cap
$1.7 BThe total market value of all of QCR Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 64% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.1 BWhat QCR Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$70.21Net worth divided by the number of shares. The share price of $103.04 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
12.7%QCR Holdings, Inc. earned 12.7% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
Owes vs Owns
0.88×QCR Holdings, Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.60%QCR Holdings, Inc. pays 0.60% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Revenue growth
+7%Revenue rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Profit growth
+12%Net profit rose 12% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit margin
35.3%QCR Holdings, Inc. keeps $35 of every $100 of revenue as net profit.
Questions
What is QCR Holdings, Inc.'s P/E ratio?
Investors pay $12.1 for every $1 of QCR Holdings, Inc.'s yearly profit, lower than 55% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For QCR Holdings, Inc.: $1.7 B ÷ $1.1 B (30 Jun 2026) = 1.5.
What is QCR Holdings, Inc.'s return on equity?
QCR Holdings, Inc. earned 12.7% on its shareholders' money over the last year, higher than 64% of Financial Services companies in United States.
How much does QCR Holdings, Inc. owe compared with what it owns?
QCR Holdings, Inc. owes $0.88 for every $1 it owns (high), higher than 64% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does QCR Holdings, Inc. pay a dividend?
Yes. QCR Holdings, Inc. pays 0.60% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Is QCR Holdings, Inc.'s revenue growing?
Revenue rose 7% in the year to Dec 2025, and grew 6% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.