Go Deep
Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,339 | 17.6 | 0.89 | 1.24 | 1,723.30 |
| Oct 2026 | 20,351 | 17.6 | 0.89 | 1.24 | 1,719.74 |
| Oct 2026 | 20,339 | 17.6 | 0.89 | 1.24 | 1,719.08 |
| Oct 2026 | 20,349 | 17.6 | 0.89 | 1.24 | 1,717.60 |
| Oct 2026 | 20,342 | 17.6 | 0.89 | 1.24 | 1,719.97 |
| Oct 2026 | 20,325 | 17.7 | 0.89 | 1.24 | 1,721.40 |
| Oct 2026 | 20,328 | 17.7 | 0.89 | 1.24 | 1,716.97 |
Provident Financial Holdings, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 10,594,000.0 | 9,876,000.0 | 9,841,000.0 | 9,743,000.0 |
| Net Profit | 2,184,000.0 | 1,354,000.0 | 1,436,000.0 | 1,681,000.0 |
| EPS | 0.3 | 0.2 | 0.2 | 0.3 |
Provident Financial Holdings, Inc. Revenue & Profit: Last 5 Years
| Line Item | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|
| Revenue | 40,054,000.0 | 39,000,000.0 | 38,864,000.0 | 41,060,000.0 | — |
| Net Profit | 6,655,000.0 | 6,255,000.0 | 7,351,000.0 | 8,592,000.0 | — |
| EPS | — | — | 1.1 | 1.2 | 1.2 |
Provident Financial Holdings, Inc. Balance Sheet
| Line Item | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|
| Total Assets | 1,208,161,000.0 | 1,245,613,000.0 | 1,272,200,000.0 | 1,332,948,000.0 | — |
| Total Liabilities | 1,081,941,000.0 | 1,117,068,000.0 | 1,142,259,000.0 | 1,203,261,000.0 | — |
| Total Equity | 126,220,000.0 | 128,545,000.0 | 129,941,000.0 | 129,687,000.0 | — |
Owes vs Owns
Provident Financial Holdings, Inc. owed $0.90 for every $1 it owned in Jun 2026, down from $0.90 in Jun 2023.
| Period | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.90× | 0.90× | 0.90× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Provident Financial Holdings, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Jun 2026
Cash & short-term investments 4.2%Fixed assets (tangible) 0.8%Long-term investments 7.5%Other assets 87.2%
How it's funded — Jun 2026
Long-term debt 13.0%Other liabilities 76.6%Shareholders' equity 10.4%
| Line Item | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 50.1 | 53.2 | 53.2 | 68.0 |
| Receivables | 4.3 | 4.2 | 4.3 | 3.7 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 9.2 | 9.3 | 9.3 | 9.2 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 90.5 | 111.0 | 131.9 | 156.5 |
| Other assets | 1,054.0 | 1,067.9 | 1,073.5 | 1,095.5 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 157.0 | 213.0 | 238.5 | 235.0 |
| Payables | 0.0 | 0.0 | 0.0 | 17.7 |
| Other liabilities | 924.9 | 904.1 | 903.8 | 950.6 |
| Shareholders' equity | 126.2 | 128.5 | 129.9 | 129.7 |
| Net tangible assets | 126.2 | 128.5 | 129.9 | 129.7 |
Provident Financial Holdings, Inc. Cash Flow
| Line Item | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|
| Operating Activities | 8,970,000.0 | 8,685,000.0 | 5,685,000.0 | 16,325,000.0 | — |
| Investing Activities | 31,499,000.0 | 26,459,000.0 | 45,062,000.0 | -109,896,000.0 | — |
| Financing Activities | -44,349,000.0 | -33,430,000.0 | -65,220,000.0 | 136,006,000.0 | — |