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Presurance Holdings, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Presurance Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales grew in 0 of the last 3 years; profit grew in 1 of 3. Less steady than 98% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

0/3 · 1/3

Sales grew in 0 of the last 3 years; profit grew in 1 of 3.

Less steady than 98% of Financial Services companies in United States.

Growth Efficiency Ratio

—

Sales fell 64%

Sales fell 64% in 3 years, so extra profit per extra sales cannot be measured.

Asset Productivity Ratio

-64% / -23%

In 3 years sales changed by -64% while total assets changed by -23%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

—

Data incomplete

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Presurance Holdings, Inc. made a loss over the last year. Presurance Holdings, Inc. owes $0.88 for every $1 it owns. Presurance Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

Loss

Presurance Holdings, Inc. made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

0.94

The share price is 0.94 times Presurance Holdings, Inc.'s book value per share, lower than 74% of Financial Services companies in United States.

Market cap

$26 M

The total market value of all of Presurance Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than 98% of Financial Services companies in United States. PosiCap size class: Micro Cap.

Net worth (book value)

$28 M

What Presurance Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

$7.41

Net worth divided by the number of shares. The share price of $6.97 is 0.9 times this, which is the P/B above.

Return on equity (ROE)

-56.7%

Presurance Holdings, Inc. lost 56.7% of its shareholders' money over the last year, lower than 95% of Financial Services companies in United States.

Owes vs Owns

0.88×

Presurance Holdings, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

Presurance Holdings, Inc. does not currently pay a dividend.

Revenue growth

-44%

Revenue fell 44% in the year to Dec 2025, and shrank 29% a year on average over 3 years.

Profit growth

Loss

Presurance Holdings, Inc. made a loss in the year to Dec 2025, after a profit the year before.

Profit margin

-49.9%

Presurance Holdings, Inc. lost $50 for every $100 of revenue.

Questions

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Presurance Holdings, Inc.: $26 M ÷ $28 M (30 Jun 2026) = 0.9.

What is Presurance Holdings, Inc.'s return on equity?

Presurance Holdings, Inc. lost 56.7% of its shareholders' money over the last year, lower than 95% of Financial Services companies in United States.

How much does Presurance Holdings, Inc. owe compared with what it owns?

Presurance Holdings, Inc. owes $0.88 for every $1 it owns (high), higher than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Presurance Holdings, Inc. pay a dividend?

No. Presurance Holdings, Inc. does not currently pay a dividend.

Is Presurance Holdings, Inc.'s revenue growing?

Revenue fell 44% in the year to Dec 2025, and shrank 29% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.