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PosiFunda · Fundamentals

Porch Group, Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Porch Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
  • Tangible Assets Ratio: Of every $100 the company owns, $69 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 89% of Financial Services companies in United States.
  • Growth Efficiency Ratio: Sales grew 85% in 3 years; of every extra $100 of sales, $66 became extra profit. Higher than 85% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 94% of Financial Services companies in United States.

Growth Efficiency Ratio

$66

Sales grew 85% in 3 years; of every extra $100 of sales, $66 became extra profit.

Higher than 85% of Financial Services companies in United States.

Asset Productivity Ratio

+85% / -24%

In 3 years sales changed by +85% while total assets changed by -24%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

69%

Of every $100 the company owns, $69 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 89% of Financial Services companies in United States.

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

+7%

Share count rose 7% in 3 years, so each share's slice of the company became smaller.

Bigger rise in share count than 65% of Financial Services companies in United States.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (10)

Porch Group, Inc. made a loss over the last year. Porch Group, Inc. owes $0.98 for every $1 it owns. Porch Group, Inc. made a loss in each of the last two years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

Loss

Porch Group, Inc. made a loss over the last year, so its P/E ratio is not meaningful.

P/B ratio

-171.93

Porch Group, Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.

Market cap

$2.0 B

The total market value of all of Porch Group, Inc.'s shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in United States. PosiCap size class: Meso Cap.

Net worth (book value)

Negative

Porch Group, Inc.'s net worth is negative ($12 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.

Return on equity (ROE)

-103.3%

Porch Group, Inc. lost 103.3% of its shareholders' money over the last year, lower than 96% of Financial Services companies in United States.

Owes vs Owns

0.98×

Porch Group, Inc. owes $0.98 for every $1 it owns (high), higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

Porch Group, Inc. does not currently pay a dividend.

Revenue growth

+11%

Revenue rose 11% in the year to Dec 2025, and grew 23% a year on average over 3 years.

Profit growth

Loss

Porch Group, Inc. made a loss in each of the last two years.

Profit margin

-0.7%

Porch Group, Inc. lost $1 for every $100 of revenue.

Questions

What is Porch Group, Inc.'s return on equity?

Porch Group, Inc. lost 103.3% of its shareholders' money over the last year, lower than 96% of Financial Services companies in United States.

How much does Porch Group, Inc. owe compared with what it owns?

Porch Group, Inc. owes $0.98 for every $1 it owns (high), higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does Porch Group, Inc. pay a dividend?

No. Porch Group, Inc. does not currently pay a dividend.

Is Porch Group, Inc.'s revenue growing?

Revenue rose 11% in the year to Dec 2025, and grew 23% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.