Poonawalla Fincorp Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Poonawalla Fincorp Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 247% in 3 years, but profit fell: ₹3 less profit per ₹100 of extra sales. Lower than 85% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in India.
Growth Efficiency Ratio
−₹3Sales grew 247% in 3 years, but profit fell: ₹3 less profit per ₹100 of extra sales.
Lower than 85% of Financial Services companies in India.
Asset Productivity Ratio
+247% / +160%In 3 years sales changed by +247% while total assets changed by +160%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 58% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 51% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Poonawalla Fincorp Limited owes ₹0.83 for every ₹1 it owns. Poonawalla Fincorp Limited returned to profit in the year to Mar 2026, after a loss the year before.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
32.3Investors pay ₹32.3 for every ₹1 of Poonawalla Fincorp Limited's yearly profit, higher than 79% of Financial Services companies in India.
P/B ratio
3.51The share price is 3.51 times Poonawalla Fincorp Limited's book value per share, higher than 81% of Financial Services companies in India.
Market cap
₹36,369 CrThe total market value of all of Poonawalla Fincorp Limited's shares at today's price (share price × number of shares), larger than 76% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹10,348 CrWhat Poonawalla Fincorp Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹117.51Net worth divided by the number of shares. The share price of ₹413.00 is 3.5 times this, which is the P/B above.
Return on equity (ROE)
9.2%Poonawalla Fincorp Limited earned 9.2% on its shareholders' money over the last year, lower than 61% of Financial Services companies in India.
Owes vs Owns
0.83×Poonawalla Fincorp Limited owes ₹0.83 for every ₹1 it owns (high), higher than 73% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NonePoonawalla Fincorp Limited does not currently pay a dividend.
Revenue growth
+62%Revenue rose 62% in the year to Mar 2026, and grew 51% a year on average over 3 years.
Profit growth
Back to profitPoonawalla Fincorp Limited returned to profit in the year to Mar 2026, after a loss the year before.
Profit margin
8.3%Poonawalla Fincorp Limited keeps ₹8 of every ₹100 of revenue as net profit.
Questions
What is Poonawalla Fincorp Limited's P/E ratio?
Investors pay ₹32.3 for every ₹1 of Poonawalla Fincorp Limited's yearly profit, higher than 79% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Poonawalla Fincorp Limited: ₹36,369 Cr ÷ ₹10,348 Cr (31 Mar 2026) = 3.5.
What is Poonawalla Fincorp Limited's return on equity?
Poonawalla Fincorp Limited earned 9.2% on its shareholders' money over the last year, lower than 61% of Financial Services companies in India.
How much does Poonawalla Fincorp Limited owe compared with what it owns?
Poonawalla Fincorp Limited owes ₹0.83 for every ₹1 it owns (high), higher than 73% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Poonawalla Fincorp Limited pay a dividend?
No. Poonawalla Fincorp Limited does not currently pay a dividend.
Is Poonawalla Fincorp Limited's revenue growing?
Revenue rose 62% in the year to Mar 2026, and grew 51% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.