PB Fintech Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from PB Fintech Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹27Sales grew 166% in 3 years; of every extra ₹100 of sales, ₹27 became extra profit.
Higher than 55% of Financial Services companies in India.
Asset Productivity Ratio
+166% / +39%In 3 years sales changed by +166% while total assets changed by +39%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 57% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 62% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
PB Fintech Limited owes ₹0.16 for every ₹1 it owns. Net profit rose 90% in the year to Mar 2026.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
64.5Investors pay ₹64.5 for every ₹1 of PB Fintech Limited's yearly profit, higher than 93% of Financial Services companies in India.
P/B ratio
6.56The share price is 6.56 times PB Fintech Limited's book value per share, higher than 91% of Financial Services companies in India.
Market cap
₹47,961 CrThe total market value of all of PB Fintech Limited's shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹7,312 CrWhat PB Fintech Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹158.23Net worth divided by the number of shares. The share price of ₹1,038 is 6.6 times this, which is the P/B above.
Return on equity (ROE)
10.2%PB Fintech Limited earned 10.2% on its shareholders' money over the last year, lower than 58% of Financial Services companies in India.
Owes vs Owns
0.16×PB Fintech Limited owes ₹0.16 for every ₹1 it owns (low), lower than 81% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NonePB Fintech Limited does not currently pay a dividend.
Revenue growth
+37%Revenue rose 37% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Profit growth
+90%Net profit rose 90% in the year to Mar 2026.
Profit margin
9.9%PB Fintech Limited keeps ₹10 of every ₹100 of revenue as net profit.
Questions
What is PB Fintech Limited's P/E ratio?
Investors pay ₹64.5 for every ₹1 of PB Fintech Limited's yearly profit, higher than 93% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For PB Fintech Limited: ₹47,961 Cr ÷ ₹7,312 Cr (31 Mar 2026) = 6.6.
What is PB Fintech Limited's return on equity?
PB Fintech Limited earned 10.2% on its shareholders' money over the last year, lower than 58% of Financial Services companies in India.
How much does PB Fintech Limited owe compared with what it owns?
PB Fintech Limited owes ₹0.16 for every ₹1 it owns (low), lower than 81% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does PB Fintech Limited pay a dividend?
No. PB Fintech Limited does not currently pay a dividend.
Is PB Fintech Limited's revenue growing?
Revenue rose 37% in the year to Mar 2026, and grew 38% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.