Pinnacle Financial Partners, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Pinnacle Financial Partners, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$17Sales grew 37% in 3 years; of every extra $100 of sales, $17 became extra profit.
Lower than 59% of Financial Services companies in United States.
Asset Productivity Ratio
+37% / +37%In 3 years sales changed by +37% while total assets changed by +37%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 64% of Financial Services companies in United States.
Tangible Net Worth Ratio
73%Of every $100 of net worth, $73 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 67% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Pinnacle Financial Partners, Inc. owes $0.89 for every $1 it owns. Net profit rose 35% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.4Investors pay $13.4 for every $1 of Pinnacle Financial Partners, Inc.'s yearly profit, higher than 56% of Financial Services companies in United States.
P/B ratio
1.02The share price is 1.02 times Pinnacle Financial Partners, Inc.'s book value per share, lower than 70% of Financial Services companies in United States.
Market cap
$15.2 BThe total market value of all of Pinnacle Financial Partners, Inc.'s shares at today's price (share price × number of shares), larger than 90% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$14.8 BWhat Pinnacle Financial Partners, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$98.13Net worth divided by the number of shares. The share price of $100.46 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
7.7%Pinnacle Financial Partners, Inc. earned 7.7% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
Owes vs Owns
0.89×Pinnacle Financial Partners, Inc. owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.04%Pinnacle Financial Partners, Inc. pays 2.04% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Revenue growth
+18%Revenue rose 18% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit growth
+35%Net profit rose 35% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
35.8%Pinnacle Financial Partners, Inc. keeps $36 of every $100 of revenue as net profit.
Questions
What is Pinnacle Financial Partners, Inc.'s P/E ratio?
Investors pay $13.4 for every $1 of Pinnacle Financial Partners, Inc.'s yearly profit, higher than 56% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Pinnacle Financial Partners, Inc.: $15.2 B ÷ $14.8 B (30 Jun 2026) = 1.0.
What is Pinnacle Financial Partners, Inc.'s return on equity?
Pinnacle Financial Partners, Inc. earned 7.7% on its shareholders' money over the last year, lower than 67% of Financial Services companies in United States.
How much does Pinnacle Financial Partners, Inc. owe compared with what it owns?
Pinnacle Financial Partners, Inc. owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Pinnacle Financial Partners, Inc. pay a dividend?
Yes. Pinnacle Financial Partners, Inc. pays 2.04% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Is Pinnacle Financial Partners, Inc.'s revenue growing?
Revenue rose 18% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.