The PNC Financial Services Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The PNC Financial Services Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$46Sales grew 9% in 3 years; of every extra $100 of sales, $46 became extra profit.
Higher than 72% of Financial Services companies in United States.
Asset Productivity Ratio
+9% / +3%In 3 years sales changed by +9% while total assets changed by +3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 56% of Financial Services companies in United States.
Tangible Net Worth Ratio
76%Of every $100 of net worth, $76 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 63% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The PNC Financial Services Group, Inc. owes $0.90 for every $1 it owns. Net profit rose 18% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.0Investors pay $12.0 for every $1 of The PNC Financial Services Group, Inc.'s yearly profit, lower than 57% of Financial Services companies in United States.
P/B ratio
1.41The share price is 1.41 times The PNC Financial Services Group, Inc.'s book value per share, higher than 62% of Financial Services companies in United States.
Market cap
$90.0 BThe total market value of all of The PNC Financial Services Group, Inc.'s shares at today's price (share price × number of shares), larger than 97% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$64.0 BWhat The PNC Financial Services Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$160.44Net worth divided by the number of shares. The share price of $225.53 is 1.4 times this, which is the P/B above.
Return on equity (ROE)
13.1%The PNC Financial Services Group, Inc. earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
Owes vs Owns
0.90×The PNC Financial Services Group, Inc. owes $0.90 for every $1 it owns (high), higher than 78% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.59%The PNC Financial Services Group, Inc. pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit growth
+18%Net profit rose 18% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
30.1%The PNC Financial Services Group, Inc. keeps $30 of every $100 of revenue as net profit.
Questions
What is The PNC Financial Services Group, Inc.'s P/E ratio?
Investors pay $12.0 for every $1 of The PNC Financial Services Group, Inc.'s yearly profit, lower than 57% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The PNC Financial Services Group, Inc.: $90.0 B ÷ $64.0 B (30 Jun 2026) = 1.4.
What is The PNC Financial Services Group, Inc.'s return on equity?
The PNC Financial Services Group, Inc. earned 13.1% on its shareholders' money over the last year, higher than 68% of Financial Services companies in United States.
How much does The PNC Financial Services Group, Inc. owe compared with what it owns?
The PNC Financial Services Group, Inc. owes $0.90 for every $1 it owns (high), higher than 78% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The PNC Financial Services Group, Inc. pay a dividend?
Yes. The PNC Financial Services Group, Inc. pays 3.59% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Is The PNC Financial Services Group, Inc.'s revenue growing?
Revenue rose 11% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.