Patriot National Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Patriot National Bancorp, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 98% of Financial Services companies in United States.
- Shareholder Slice Ratio: Share count rose 2,800% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 98% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 97% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 20%
Sales fell 20% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-20% / +4%In 3 years sales changed by -20% while total assets changed by +4%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 98% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 97% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Patriot National Bancorp, Inc. made a loss over the last year. Patriot National Bancorp, Inc. owes $0.93 for every $1 it owns. Patriot National Bancorp, Inc. made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
LossPatriot National Bancorp, Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.13The share price is 1.13 times Patriot National Bancorp, Inc.'s book value per share, lower than 61% of Financial Services companies in United States.
Market cap
$101 MThe total market value of all of Patriot National Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 90% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$89 MWhat Patriot National Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$0.71Net worth divided by the number of shares. The share price of $0.80 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
-8.4%Patriot National Bancorp, Inc. lost 8.4% of its shareholders' money over the last year, lower than 90% of Financial Services companies in United States.
Owes vs Owns
0.93×Patriot National Bancorp, Inc. owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NonePatriot National Bancorp, Inc. does not currently pay a dividend.
Revenue growth
+4%Revenue rose 4% in the year to Dec 2025, and shrank 7% a year on average over 3 years.
Profit growth
LossPatriot National Bancorp, Inc. made a loss in each of the last two years.
Profit margin
-43.2%Patriot National Bancorp, Inc. lost $43 for every $100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Patriot National Bancorp, Inc.: $101 M ÷ $89 M (30 Jun 2026) = 1.1.
What is Patriot National Bancorp, Inc.'s return on equity?
Patriot National Bancorp, Inc. lost 8.4% of its shareholders' money over the last year, lower than 90% of Financial Services companies in United States.
How much does Patriot National Bancorp, Inc. owe compared with what it owns?
Patriot National Bancorp, Inc. owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Patriot National Bancorp, Inc. pay a dividend?
No. Patriot National Bancorp, Inc. does not currently pay a dividend.
Is Patriot National Bancorp, Inc.'s revenue growing?
Revenue rose 4% in the year to Dec 2025, and shrank 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.