PNB Gilts Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from PNB Gilts Ltd.'s yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (9)
PNB Gilts Ltd. owes ₹0.94 for every ₹1 it owns.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
12.6Investors pay ₹12.6 for every ₹1 of PNB Gilts Ltd.'s yearly profit, lower than 60% of Financial Services companies in India.
P/B ratio
0.75The share price is 0.75 times PNB Gilts Ltd.'s book value per share, lower than 79% of Financial Services companies in India.
Market cap
₹1,287 CrThe total market value of all of PNB Gilts Ltd.'s shares at today's price (share price × number of shares), smaller than 63% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹1,710 CrWhat PNB Gilts Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹94.97Net worth divided by the number of shares. The share price of ₹71.49 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
6.0%PNB Gilts Ltd. earned 6.0% on its shareholders' money over the last year, lower than 72% of Financial Services companies in India.
Owes vs Owns
0.94×PNB Gilts Ltd. owes ₹0.94 for every ₹1 it owns (high), higher than 95% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
2.84%PNB Gilts Ltd. pays 2.84% of its share price as dividends a year, higher than 87% of dividend-paying Financial Services companies in India.
Revenue growth
+7%Revenue rose 7% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Questions
What is PNB Gilts Ltd.'s P/E ratio?
Investors pay ₹12.6 for every ₹1 of PNB Gilts Ltd.'s yearly profit, lower than 60% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For PNB Gilts Ltd.: ₹1,287 Cr ÷ ₹1,710 Cr (31 Mar 2026) = 0.8.
What is PNB Gilts Ltd.'s return on equity?
PNB Gilts Ltd. earned 6.0% on its shareholders' money over the last year, lower than 72% of Financial Services companies in India.
How much does PNB Gilts Ltd. owe compared with what it owns?
PNB Gilts Ltd. owes ₹0.94 for every ₹1 it owns (high), higher than 95% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does PNB Gilts Ltd. pay a dividend?
Yes. PNB Gilts Ltd. pays 2.84% of its share price as dividends a year, higher than 87% of dividend-paying Financial Services companies in India.
Is PNB Gilts Ltd.'s revenue growing?
Revenue rose 7% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.