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PosiFunda · Fundamentals

CPI Card Group Inc.

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from CPI Card Group Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.

What stands out

  • Growth Efficiency Ratio: Sales grew 14% in 3 years, but profit fell: $32 less profit per $100 of extra sales. Lower than 89% of Financial Services companies in United States.
  • Steadiness Ratio: Sales grew in 2 of the last 3 years; profit grew in 0 of 3. Less steady than 88% of Financial Services companies in United States.
  • Tangible Assets Ratio: Of every $100 the company owns, $83 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 85% of Financial Services companies in United States.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 0/3

Sales grew in 2 of the last 3 years; profit grew in 0 of 3.

Less steady than 88% of Financial Services companies in United States.

Growth Efficiency Ratio

−$32

Sales grew 14% in 3 years, but profit fell: $32 less profit per $100 of extra sales.

Lower than 89% of Financial Services companies in United States.

Asset Productivity Ratio

+14% / +36%

In 3 years sales changed by +14% while total assets changed by +36%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

83%

Of every $100 the company owns, $83 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 85% of Financial Services companies in United States.

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

+1%

Share count rose 1% in 3 years, so each share's slice of the company became smaller.

Smaller rise in share count than 51% of Financial Services companies in United States.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (9)

CPI Card Group Inc. owes $1.03 for every $1 it owns. Net profit fell 23% in the year to Dec 2025, and shrank 26% a year on average over 3 years.

Compared with Financial Services companies in United States · latest annual results Dec 2025.

P/E ratio

24.0

Investors pay $24.0 for every $1 of CPI Card Group Inc.'s yearly profit, higher than 82% of Financial Services companies in United States.

P/B ratio

-27.66

CPI Card Group Inc.'s book value is negative (it owes more than it owns), so P/B is not meaningful.

Market cap

$317 M

The total market value of all of CPI Card Group Inc.'s shares at today's price (share price × number of shares), smaller than 71% of Financial Services companies in United States. PosiCap size class: Mini Cap.

Net worth (book value)

Negative

CPI Card Group Inc.'s net worth is negative ($11 M below zero, balance sheet 30 Jun 2026): it owes more than it owns, so book value per share and P/B are not meaningful.

Owes vs Owns

1.03×

CPI Card Group Inc. owes $1.03 for every $1 it owns, so it owes more than it owns, higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Dividend yield

None

CPI Card Group Inc. does not currently pay a dividend.

Revenue growth

+13%

Revenue rose 13% in the year to Dec 2025, and grew 5% a year on average over 3 years.

Profit growth

-23%

Net profit fell 23% in the year to Dec 2025, and shrank 26% a year on average over 3 years.

Profit margin

2.8%

CPI Card Group Inc. keeps $3 of every $100 of revenue as net profit.

Questions

What is CPI Card Group Inc.'s P/E ratio?

Investors pay $24.0 for every $1 of CPI Card Group Inc.'s yearly profit, higher than 82% of Financial Services companies in United States.

How much does CPI Card Group Inc. owe compared with what it owns?

CPI Card Group Inc. owes $1.03 for every $1 it owns, so it owes more than it owns, higher than 97% of Financial Services companies in United States. Banks and lenders usually show higher figures.

Does CPI Card Group Inc. pay a dividend?

No. CPI Card Group Inc. does not currently pay a dividend.

Is CPI Card Group Inc.'s revenue growing?

Revenue rose 13% in the year to Dec 2025, and grew 5% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.