PennyMac Mortgage Investment Trust
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from PennyMac Mortgage Investment Trust's yearly results (2022–2025), compared with Real Estate companies in United States. Tap ? on any ratio for what it means.
What stands out
- Profit Cash Ratio: Over the last 3 years, every $100 of reported profit came with $-1,756 of operating cash. Lower than almost all Real Estate companies in United States.
- Growth Efficiency Ratio: Sales grew 53% in 3 years; of every extra $100 of sales, $366 became extra profit. Higher than almost all Real Estate companies in United States.
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 96% of Real Estate companies in United States.
Cash quality
Profit Cash Ratio
$-1,756Over the last 3 years, every $100 of reported profit came with $-1,756 of operating cash.
Lower than almost all Real Estate companies in United States.
Self-Funding Ratio
—Data incomplete
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 86% of Real Estate companies in United States.
Growth Efficiency Ratio
$366Sales grew 53% in 3 years; of every extra $100 of sales, $366 became extra profit.
Higher than almost all Real Estate companies in United States.
Asset Productivity Ratio
+53% / +53%In 3 years sales changed by +53% while total assets changed by +53%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Data incomplete
Cash Cushion Ratio
16.0× debtDebt, after subtracting cash, is 16.0 times its market value (net debt).
Lower than 94% of Real Estate companies in United States.
Tangible Assets Ratio
83%Of every $100 the company owns, $83 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 84% of Real Estate companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 96% of Real Estate companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
PennyMac Mortgage Investment Trust owes $0.93 for every $1 it owns. Net profit fell 21% in the year to Dec 2025.
Compared with Real Estate companies in United States · latest annual results Dec 2025.
P/E ratio
4.9Investors pay $4.9 for every $1 of PennyMac Mortgage Investment Trust's yearly profit, lower than 94% of Real Estate companies in United States.
P/B ratio
0.33The share price is 0.33 times PennyMac Mortgage Investment Trust's book value per share, lower than 89% of Real Estate companies in United States.
Market cap
$611 MThe total market value of all of PennyMac Mortgage Investment Trust's shares at today's price (share price × number of shares), smaller than 63% of Real Estate companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$1.9 BWhat PennyMac Mortgage Investment Trust would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$21.25Net worth divided by the number of shares. The share price of $7.01 is 0.3 times this, which is the P/B above.
Return on equity (ROE)
8.9%PennyMac Mortgage Investment Trust earned 8.9% on its shareholders' money over the last year, higher than 74% of Real Estate companies in United States.
Owes vs Owns
0.93×PennyMac Mortgage Investment Trust owes $0.93 for every $1 it owns (high), higher than 95% of Real Estate companies in United States.
Dividend yield
23.39%PennyMac Mortgage Investment Trust pays 23.39% of its share price as dividends a year, higher than 97% of dividend-paying Real Estate companies in United States.
Revenue growth
-14%Revenue fell 14% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
-21%Net profit fell 21% in the year to Dec 2025.
Profit margin
80.9%PennyMac Mortgage Investment Trust keeps $81 of every $100 of revenue as net profit.
Cash quality
-56.4×Cash from PennyMac Mortgage Investment Trust's business was -56.4× its reported profit in the year to Dec 2025 — the business used cash even though it reported a profit.
Cash vs debt
Net debtPennyMac Mortgage Investment Trust had $9.8 B more debt than cash (net debt) at Dec 2025.
Questions
What is PennyMac Mortgage Investment Trust's P/E ratio?
Investors pay $4.9 for every $1 of PennyMac Mortgage Investment Trust's yearly profit, lower than 94% of Real Estate companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For PennyMac Mortgage Investment Trust: $611 M ÷ $1.9 B (30 Jun 2026) = 0.3.
What is PennyMac Mortgage Investment Trust's return on equity?
PennyMac Mortgage Investment Trust earned 8.9% on its shareholders' money over the last year, higher than 74% of Real Estate companies in United States.
How much does PennyMac Mortgage Investment Trust owe compared with what it owns?
PennyMac Mortgage Investment Trust owes $0.93 for every $1 it owns (high), higher than 95% of Real Estate companies in United States.
Does PennyMac Mortgage Investment Trust pay a dividend?
Yes. PennyMac Mortgage Investment Trust pays 23.39% of its share price as dividends a year, higher than 97% of dividend-paying Real Estate companies in United States.
Is PennyMac Mortgage Investment Trust's revenue growing?
Revenue fell 14% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.