Plumas Bancorp
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Plumas Bancorp's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$14Sales grew 33% in 3 years; of every extra $100 of sales, $14 became extra profit.
Lower than 62% of Financial Services companies in United States.
Asset Productivity Ratio
+33% / +38%In 3 years sales changed by +33% while total assets changed by +38%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 59% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 55% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Plumas Bancorp owes $0.88 for every $1 it owns. Net profit rose 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.6Investors pay $10.6 for every $1 of Plumas Bancorp's yearly profit, lower than 74% of Financial Services companies in United States.
P/B ratio
1.62The share price is 1.62 times Plumas Bancorp's book value per share, higher than 73% of Financial Services companies in United States.
Market cap
$442 MThe total market value of all of Plumas Bancorp's shares at today's price (share price × number of shares), smaller than 62% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$272 MWhat Plumas Bancorp would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$39.11Net worth divided by the number of shares. The share price of $63.49 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
16.6%Plumas Bancorp earned 16.6% on its shareholders' money over the last year, higher than 79% of Financial Services companies in United States.
Owes vs Owns
0.88×Plumas Bancorp owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.10%Plumas Bancorp pays 2.10% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Revenue growth
+49%Revenue rose 49% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Profit growth
+3%Net profit rose 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit margin
32.0%Plumas Bancorp keeps $32 of every $100 of revenue as net profit.
Questions
What is Plumas Bancorp's P/E ratio?
Investors pay $10.6 for every $1 of Plumas Bancorp's yearly profit, lower than 74% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Plumas Bancorp: $442 M ÷ $272 M (30 Jun 2026) = 1.6.
What is Plumas Bancorp's return on equity?
Plumas Bancorp earned 16.6% on its shareholders' money over the last year, higher than 79% of Financial Services companies in United States.
How much does Plumas Bancorp owe compared with what it owns?
Plumas Bancorp owes $0.88 for every $1 it owns (high), higher than 65% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Plumas Bancorp pay a dividend?
Yes. Plumas Bancorp pays 2.10% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Is Plumas Bancorp's revenue growing?
Revenue rose 49% in the year to Dec 2025, and grew 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.