PositoAI
a positivity index
Home Explore Actions Flows Indices News Watchlist Compare PosiDemy Screeners Insights
PosiFunda · Fundamentals

Piramal Finance Limited

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Piramal Finance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.

What stands out

  • Growth Efficiency Ratio: Sales grew 60% in 3 years; of every extra ₹100 of sales, ₹230 became extra profit. Higher than 98% of Financial Services companies in India.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 83% of Financial Services companies in India.

Growth Efficiency Ratio

₹230

Sales grew 60% in 3 years; of every extra ₹100 of sales, ₹230 became extra profit.

Higher than 98% of Financial Services companies in India.

Asset Productivity Ratio

+60% / +17654%

In 3 years sales changed by +60% while total assets changed by +17654%. Assets grew faster than sales.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 66% of Financial Services companies in India.

Tangible Net Worth Ratio

99%

Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 67% of Financial Services companies in India.

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Piramal Finance Limited owes ₹0.74 for every ₹1 it owns. Net profit rose 210% in the year to Mar 2026.

Compared with Financial Services companies in India · latest annual results Mar 2026.

P/E ratio

26.3

Investors pay ₹26.3 for every ₹1 of Piramal Finance Limited's yearly profit, higher than 72% of Financial Services companies in India.

P/B ratio

1.64

The share price is 1.64 times Piramal Finance Limited's book value per share, higher than 55% of Financial Services companies in India.

Market cap

₹46,096 Cr

The total market value of all of Piramal Finance Limited's shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in India. PosiCap size class: Meso Cap.

Net worth (book value)

₹28,149 Cr

What Piramal Finance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).

Book value per share

₹1,192

Net worth divided by the number of shares. The share price of ₹1,952 is 1.6 times this, which is the P/B above.

Return on equity (ROE)

6.0%

Piramal Finance Limited earned 6.0% on its shareholders' money over the last year, lower than 71% of Financial Services companies in India.

Owes vs Owns

0.74×

Piramal Finance Limited owes ₹0.74 for every ₹1 it owns (moderate), higher than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.

Dividend yield

0.56%

Piramal Finance Limited pays 0.56% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in India.

Revenue growth

+21%

Revenue rose 21% in the year to Mar 2026, and grew 17% a year on average over 3 years.

Profit growth

+210%

Net profit rose 210% in the year to Mar 2026.

Profit margin

14.5%

Piramal Finance Limited keeps ₹15 of every ₹100 of revenue as net profit.

Questions

What is Piramal Finance Limited's P/E ratio?

Investors pay ₹26.3 for every ₹1 of Piramal Finance Limited's yearly profit, higher than 72% of Financial Services companies in India.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Piramal Finance Limited: ₹46,096 Cr ÷ ₹28,149 Cr (31 Mar 2026) = 1.6.

What is Piramal Finance Limited's return on equity?

Piramal Finance Limited earned 6.0% on its shareholders' money over the last year, lower than 71% of Financial Services companies in India.

How much does Piramal Finance Limited owe compared with what it owns?

Piramal Finance Limited owes ₹0.74 for every ₹1 it owns (moderate), higher than 58% of Financial Services companies in India. Banks and lenders usually show higher figures.

Does Piramal Finance Limited pay a dividend?

Yes. Piramal Finance Limited pays 0.56% of its share price as dividends a year, lower than 66% of dividend-paying Financial Services companies in India.

Is Piramal Finance Limited's revenue growing?

Revenue rose 21% in the year to Mar 2026, and grew 17% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.