The Progressive Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Progressive Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$28Sales grew 77% in 3 years; of every extra $100 of sales, $28 became extra profit.
Higher than 54% of Financial Services companies in United States.
Asset Productivity Ratio
+77% / +63%In 3 years sales changed by +77% while total assets changed by +63%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Progressive Corporation owes $0.73 for every $1 it owns. Net profit rose 33% in the year to Dec 2025, and grew 150% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of The Progressive Corporation's yearly profit, lower than 64% of Financial Services companies in United States.
P/B ratio
3.86The share price is 3.86 times The Progressive Corporation's book value per share, higher than 91% of Financial Services companies in United States.
Market cap
$132.4 BThe total market value of all of The Progressive Corporation's shares at today's price (share price × number of shares), larger than 98% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$34.3 BWhat The Progressive Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$59.15Net worth divided by the number of shares. The share price of $228.07 is 3.9 times this, which is the P/B above.
Return on equity (ROE)
33.2%The Progressive Corporation earned 33.2% on its shareholders' money over the last year, higher than 95% of Financial Services companies in United States.
Owes vs Owns
0.73×The Progressive Corporation owes $0.73 for every $1 it owns (moderate), lower than 60% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.17%The Progressive Corporation pays 0.17% of its share price as dividends a year, lower than almost all dividend-paying Financial Services companies in United States.
Revenue growth
+16%Revenue rose 16% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Profit growth
+33%Net profit rose 33% in the year to Dec 2025, and grew 150% a year on average over 3 years.
Profit margin
12.9%The Progressive Corporation keeps $13 of every $100 of revenue as net profit.
Questions
What is The Progressive Corporation's P/E ratio?
Investors pay $11.5 for every $1 of The Progressive Corporation's yearly profit, lower than 64% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Progressive Corporation: $132.4 B ÷ $34.3 B (30 Jun 2026) = 3.9.
What is The Progressive Corporation's return on equity?
The Progressive Corporation earned 33.2% on its shareholders' money over the last year, higher than 95% of Financial Services companies in United States.
How much does The Progressive Corporation owe compared with what it owns?
The Progressive Corporation owes $0.73 for every $1 it owns (moderate), lower than 60% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The Progressive Corporation pay a dividend?
Yes. The Progressive Corporation pays 0.17% of its share price as dividends a year, lower than almost all dividend-paying Financial Services companies in United States.
Is The Progressive Corporation's revenue growing?
Revenue rose 16% in the year to Dec 2025, and grew 21% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.