Peapack-Gladstone Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Peapack-Gladstone Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 16% in 3 years, but profit fell: $96 less profit per $100 of extra sales. Lower than 93% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
−$96Sales grew 16% in 3 years, but profit fell: $96 less profit per $100 of extra sales.
Lower than 93% of Financial Services companies in United States.
Asset Productivity Ratio
+16% / +18%In 3 years sales changed by +16% while total assets changed by +18%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 79% of Financial Services companies in United States.
Tangible Net Worth Ratio
93%Of every $100 of net worth, $93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 72% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Peapack-Gladstone Financial Corporation owes $0.91 for every $1 it owns. Net profit rose 13% in the year to Dec 2025, and shrank 20% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.7Investors pay $15.7 for every $1 of Peapack-Gladstone Financial Corporation's yearly profit, higher than 67% of Financial Services companies in United States.
P/B ratio
1.12The share price is 1.12 times Peapack-Gladstone Financial Corporation's book value per share, lower than 63% of Financial Services companies in United States.
Market cap
$801 MThe total market value of all of Peapack-Gladstone Financial Corporation's shares at today's price (share price × number of shares), larger than 51% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$716 MWhat Peapack-Gladstone Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$40.38Net worth divided by the number of shares. The share price of $45.19 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
7.7%Peapack-Gladstone Financial Corporation earned 7.7% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
Owes vs Owns
0.91×Peapack-Gladstone Financial Corporation owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.46%Peapack-Gladstone Financial Corporation pays 0.46% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in United States.
Revenue growth
+24%Revenue rose 24% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit growth
+13%Net profit rose 13% in the year to Dec 2025, and shrank 20% a year on average over 3 years.
Profit margin
13.5%Peapack-Gladstone Financial Corporation keeps $14 of every $100 of revenue as net profit.
Questions
What is Peapack-Gladstone Financial Corporation's P/E ratio?
Investors pay $15.7 for every $1 of Peapack-Gladstone Financial Corporation's yearly profit, higher than 67% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Peapack-Gladstone Financial Corporation: $801 M ÷ $716 M (30 Jun 2026) = 1.1.
What is Peapack-Gladstone Financial Corporation's return on equity?
Peapack-Gladstone Financial Corporation earned 7.7% on its shareholders' money over the last year, lower than 66% of Financial Services companies in United States.
How much does Peapack-Gladstone Financial Corporation owe compared with what it owns?
Peapack-Gladstone Financial Corporation owes $0.91 for every $1 it owns (high), higher than 86% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Peapack-Gladstone Financial Corporation pay a dividend?
Yes. Peapack-Gladstone Financial Corporation pays 0.46% of its share price as dividends a year, lower than 96% of dividend-paying Financial Services companies in United States.
Is Peapack-Gladstone Financial Corporation's revenue growing?
Revenue rose 24% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.