Peoples Financial Services Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Peoples Financial Services Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Shareholder Slice Ratio: Share count rose 40% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 57% of profit over the same period. Bigger rise in share count than 86% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$26Sales grew 74% in 3 years; of every extra $100 of sales, $26 became extra profit.
Higher than 53% of Financial Services companies in United States.
Asset Productivity Ratio
+74% / +48%In 3 years sales changed by +74% while total assets changed by +48%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every $100 the company owns, $98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 52% of Financial Services companies in United States.
Tangible Net Worth Ratio
80%Of every $100 of net worth, $80 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 57% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Peoples Financial Services Corp. owes $0.90 for every $1 it owns. Net profit rose 596% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
12.6Investors pay $12.6 for every $1 of Peoples Financial Services Corp.'s yearly profit, higher than 50% of Financial Services companies in United States.
P/B ratio
1.32The share price is 1.32 times Peoples Financial Services Corp.'s book value per share, higher than 54% of Financial Services companies in United States.
Market cap
$710 MThe total market value of all of Peoples Financial Services Corp.'s shares at today's price (share price × number of shares), larger than 50% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$536 MWhat Peoples Financial Services Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$53.56Net worth divided by the number of shares. The share price of $70.93 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
11.0%Peoples Financial Services Corp. earned 11.0% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United States.
Owes vs Owns
0.90×Peoples Financial Services Corp. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.63%Peoples Financial Services Corp. pays 3.63% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Revenue growth
+40%Revenue rose 40% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Profit growth
+596%Net profit rose 596% in the year to Dec 2025, and grew 16% a year on average over 3 years.
Profit margin
31.5%Peoples Financial Services Corp. keeps $32 of every $100 of revenue as net profit.
Questions
What is Peoples Financial Services Corp.'s P/E ratio?
Investors pay $12.6 for every $1 of Peoples Financial Services Corp.'s yearly profit, higher than 50% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Peoples Financial Services Corp.: $710 M ÷ $536 M (30 Jun 2026) = 1.3.
What is Peoples Financial Services Corp.'s return on equity?
Peoples Financial Services Corp. earned 11.0% on its shareholders' money over the last year, higher than 53% of Financial Services companies in United States.
How much does Peoples Financial Services Corp. owe compared with what it owns?
Peoples Financial Services Corp. owes $0.90 for every $1 it owns (high), higher than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Peoples Financial Services Corp. pay a dividend?
Yes. Peoples Financial Services Corp. pays 3.63% of its share price as dividends a year, higher than 64% of dividend-paying Financial Services companies in United States.
Is Peoples Financial Services Corp.'s revenue growing?
Revenue rose 40% in the year to Dec 2025, and grew 20% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.