Principal Financial Group, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Principal Financial Group, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 88% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 11%
Sales fell 11% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-11% / +17%In 3 years sales changed by -11% while total assets changed by +17%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 73% of Financial Services companies in United States.
Tangible Net Worth Ratio
76%Of every $100 of net worth, $76 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 63% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Principal Financial Group, Inc. owes $0.96 for every $1 it owns. Net profit fell 25% in the year to Dec 2025, and shrank 37% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.5Investors pay $15.5 for every $1 of Principal Financial Group, Inc.'s yearly profit, higher than 66% of Financial Services companies in United States.
P/B ratio
1.91The share price is 1.91 times Principal Financial Group, Inc.'s book value per share, higher than 77% of Financial Services companies in United States.
Market cap
$23.2 BThe total market value of all of Principal Financial Group, Inc.'s shares at today's price (share price × number of shares), larger than 92% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$12.1 BWhat Principal Financial Group, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$56.71Net worth divided by the number of shares. The share price of $108.56 is 1.9 times this, which is the P/B above.
Return on equity (ROE)
12.9%Principal Financial Group, Inc. earned 12.9% on its shareholders' money over the last year, higher than 67% of Financial Services companies in United States.
Owes vs Owns
0.96×Principal Financial Group, Inc. owes $0.96 for every $1 it owns (high), higher than 96% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.05%Principal Financial Group, Inc. pays 3.05% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in United States.
Revenue growth
-3%Revenue fell 3% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Profit growth
-25%Net profit fell 25% in the year to Dec 2025, and shrank 37% a year on average over 3 years.
Profit margin
7.6%Principal Financial Group, Inc. keeps $8 of every $100 of revenue as net profit.
Questions
What is Principal Financial Group, Inc.'s P/E ratio?
Investors pay $15.5 for every $1 of Principal Financial Group, Inc.'s yearly profit, higher than 66% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Principal Financial Group, Inc.: $23.2 B ÷ $12.1 B (30 Jun 2026) = 1.9.
What is Principal Financial Group, Inc.'s return on equity?
Principal Financial Group, Inc. earned 12.9% on its shareholders' money over the last year, higher than 67% of Financial Services companies in United States.
How much does Principal Financial Group, Inc. owe compared with what it owns?
Principal Financial Group, Inc. owes $0.96 for every $1 it owns (high), higher than 96% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Principal Financial Group, Inc. pay a dividend?
Yes. Principal Financial Group, Inc. pays 3.05% of its share price as dividends a year, higher than 54% of dividend-paying Financial Services companies in United States.
Is Principal Financial Group, Inc.'s revenue growing?
Revenue fell 3% in the year to Dec 2025, and shrank 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.