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Peoples Bancorp of North Carolina, Inc.

Peoples Bancorp of North Carolina, Inc. Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 21,022 12.3 1.47 0.12 4,249.33
Oct 2026 21,061 12.2 1.46 0.12 4,207.12
Oct 2026 21,080 12.3 1.46 0.12 4,193.48
Oct 2026 21,060 12.2 1.46 0.12 4,197.77
Oct 2026 21,115 12.1 1.45 0.12 4,161.02
Oct 2026 21,160 10.8 1.44 0.12 4,127.36
Oct 2026 21,164 10.8 1.44 0.12 4,114.32
Oct 2026 21,114 10.9 1.45 0.12 4,143.76

Peoples Bancorp of North Carolina, Inc. Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 20,205,000.0 19,052,000.0 19,106,000.0 18,583,000.0
Net Profit 5,234,000.0 4,398,000.0 6,633,000.0 3,692,000.0
EPS 1.0 0.8 1.2 0.7

Peoples Bancorp of North Carolina, Inc. Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 74,414,000.0 71,140,000.0 68,635,000.0 67,394,000.0 —
Net Profit 19,830,000.0 16,353,000.0 15,546,000.0 16,123,000.0 —
EPS 3.7 3.1 2.9 2.9 —

Peoples Bancorp of North Carolina, Inc. Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 1,702,148,000.0 1,651,962,000.0 1,635,910,000.0 1,620,927,000.0 —
Total Liabilities 1,545,030,000.0 1,521,399,000.0 1,514,894,000.0 1,515,732,000.0 —
Total Equity 157,118,000.0 130,563,000.0 121,016,000.0 105,195,000.0 —

Owes vs Owns

Peoples Bancorp of North Carolina, Inc. owed $0.91 for every $1 it owned in Jun 2026, down from $0.94 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.91× 0.91× 0.92× 0.93× 0.94×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

Peoples Bancorp of North Carolina, Inc. Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 16.2%Fixed assets (tangible) 1.0%Long-term investments 22.3%Other assets 60.5%

How it's funded — Dec 2025

Long-term debt 0.9%Other liabilities 89.9%Shareholders' equity 9.2%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments275.0447.3474.3517.0
Receivables0.00.00.037.9
Inventory0.00.00.00.0
Fixed assets (tangible)17.618.921.423.3
Intangible assets0.00.00.00.0
Long-term investments380.0390.7394.8448.1
Other assets1,029.6795.1745.4594.6
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt15.515.515.515.5
Payables0.00.00.012.2
Other liabilities1,529.61,505.91,499.41,488.1
Shareholders' equity157.1130.6121.0105.2
Net tangible assets157.1130.6121.0105.2

Peoples Bancorp of North Carolina, Inc. Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities 21,373,000.0 20,558,000.0 22,780,000.0 22,616,000.0 —
Investing Activities -41,831,000.0 -42,624,000.0 -753,000.0 -255,976,000.0 —
Financing Activities 19,297,000.0 -1,043,000.0 -11,248,000.0 27,457,000.0 —

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