Private Bancorp of America, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Private Bancorp of America, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$40Sales grew 47% in 3 years; of every extra $100 of sales, $40 became extra profit.
Higher than 67% of Financial Services companies in United States.
Asset Productivity Ratio
+47% / +37%In 3 years sales changed by +47% while total assets changed by +37%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Private Bancorp of America, Inc. owes $0.89 for every $1 it owns. Net profit rose 14% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
10.8Investors pay $10.8 for every $1 of Private Bancorp of America, Inc.'s yearly profit, lower than 72% of Financial Services companies in United States.
P/B ratio
1.74The share price is 1.74 times Private Bancorp of America, Inc.'s book value per share, higher than 75% of Financial Services companies in United States.
Market cap
$497 MThe total market value of all of Private Bancorp of America, Inc.'s shares at today's price (share price × number of shares), smaller than 58% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$286 MWhat Private Bancorp of America, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$49.87Net worth divided by the number of shares. The share price of $86.79 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
16.9%Private Bancorp of America, Inc. earned 16.9% on its shareholders' money over the last year, higher than 81% of Financial Services companies in United States.
Owes vs Owns
0.89×Private Bancorp of America, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NonePrivate Bancorp of America, Inc. does not currently pay a dividend.
Revenue growth
+17%Revenue rose 17% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Dec 2025, and grew 18% a year on average over 3 years.
Profit margin
32.5%Private Bancorp of America, Inc. keeps $32 of every $100 of revenue as net profit.
Questions
What is Private Bancorp of America, Inc.'s P/E ratio?
Investors pay $10.8 for every $1 of Private Bancorp of America, Inc.'s yearly profit, lower than 72% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Private Bancorp of America, Inc.: $497 M ÷ $286 M (30 Jun 2026) = 1.7.
What is Private Bancorp of America, Inc.'s return on equity?
Private Bancorp of America, Inc. earned 16.9% on its shareholders' money over the last year, higher than 81% of Financial Services companies in United States.
How much does Private Bancorp of America, Inc. owe compared with what it owns?
Private Bancorp of America, Inc. owes $0.89 for every $1 it owns (high), higher than 77% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Private Bancorp of America, Inc. pay a dividend?
No. Private Bancorp of America, Inc. does not currently pay a dividend.
Is Private Bancorp of America, Inc.'s revenue growing?
Revenue rose 17% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.