Paymentus Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Paymentus Holdings, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 93% of Technology companies in United States.
- Debt Due Cover Ratio: Debt due within a year is covered 70.7 times by its yearly operating cash. Higher than 93% of Technology companies in United States.
Cash quality
Profit Cash Ratio
$221Over the last 3 years, every $100 of reported profit came with $221 of operating cash.
Higher than 75% of Technology companies in United States.
Self-Funding Ratio
2.7×Over the last 3 years its own operating cash covered its investment spending (capex) 2.7 times.
Lower than 51% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 93% of Technology companies in United States.
Growth Efficiency Ratio
$10Sales grew 141% in 3 years; of every extra $100 of sales, $10 became extra profit.
Lower than 64% of Technology companies in United States.
Asset Productivity Ratio
+141% / +45%In 3 years sales changed by +141% while total assets changed by +45%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
70.7×Debt due within a year is covered 70.7 times by its yearly operating cash.
Higher than 93% of Technology companies in United States.
Cash Cushion Ratio
+7%Cash, after subtracting all debt, equals 7% of its market value (net cash).
Higher than 71% of Technology companies in United States.
Tangible Assets Ratio
68%Of every $100 the company owns, $68 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 58% of Technology companies in United States.
Tangible Net Worth Ratio
62%Of every $100 of net worth, $62 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 58% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
Paymentus Holdings, Inc. owes $0.15 for every $1 it owns. Net profit rose 52% in the year to Dec 2025.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
51.6Investors pay $51.6 for every $1 of Paymentus Holdings, Inc.'s yearly profit, higher than 74% of Technology companies in United States.
P/B ratio
6.99The share price is 6.99 times Paymentus Holdings, Inc.'s book value per share, higher than 77% of Technology companies in United States.
Market cap
$4.3 BThe total market value of all of Paymentus Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 66% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$613 MWhat Paymentus Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$4.87Net worth divided by the number of shares. The share price of $34.07 is 7.0 times this, which is the P/B above.
Return on equity (ROE)
15.0%Paymentus Holdings, Inc. earned 15.0% on its shareholders' money over the last year, higher than 73% of Technology companies in United States.
Owes vs Owns
0.15×Paymentus Holdings, Inc. owes $0.15 for every $1 it owns (low), lower than 87% of Technology companies in United States.
Dividend yield
NonePaymentus Holdings, Inc. does not currently pay a dividend.
Revenue growth
+37%Revenue rose 37% in the year to Dec 2025, and grew 34% a year on average over 3 years.
Profit growth
+52%Net profit rose 52% in the year to Dec 2025.
Profit margin
5.6%Paymentus Holdings, Inc. keeps $6 of every $100 of revenue as net profit.
Cash quality
2.4×Cash from Paymentus Holdings, Inc.'s business was 2.4× its reported profit in the year to Dec 2025 — its profit turned into cash.
Cash vs debt
Net cashPaymentus Holdings, Inc. held $314 M more cash than debt (net cash) at Dec 2025.
Questions
What is Paymentus Holdings, Inc.'s P/E ratio?
Investors pay $51.6 for every $1 of Paymentus Holdings, Inc.'s yearly profit, higher than 74% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Paymentus Holdings, Inc.: $4.3 B ÷ $613 M (30 Jun 2026) = 7.0.
What is Paymentus Holdings, Inc.'s return on equity?
Paymentus Holdings, Inc. earned 15.0% on its shareholders' money over the last year, higher than 73% of Technology companies in United States.
How much does Paymentus Holdings, Inc. owe compared with what it owns?
Paymentus Holdings, Inc. owes $0.15 for every $1 it owns (low), lower than 87% of Technology companies in United States.
Does Paymentus Holdings, Inc. pay a dividend?
No. Paymentus Holdings, Inc. does not currently pay a dividend.
Is Paymentus Holdings, Inc.'s revenue growing?
Revenue rose 37% in the year to Dec 2025, and grew 34% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.