Paisalo Digital Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Paisalo Digital Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 88% of Financial Services companies in India.
- Tangible Net Worth Ratio: Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 86% of Financial Services companies in India.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹21Sales grew 256% in 3 years; of every extra ₹100 of sales, ₹21 became extra profit.
Lower than 54% of Financial Services companies in India.
Asset Productivity Ratio
+256% / +88%In 3 years sales changed by +256% while total assets changed by +88%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 88% of Financial Services companies in India.
Tangible Net Worth Ratio
100%Of every ₹100 of net worth, ₹100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 86% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Paisalo Digital Limited owes ₹0.72 for every ₹1 it owns. Net profit rose 19% in the year to Mar 2026, and grew 36% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
27.5Investors pay ₹27.5 for every ₹1 of Paisalo Digital Limited's yearly profit, higher than 74% of Financial Services companies in India.
P/B ratio
3.99The share price is 3.99 times Paisalo Digital Limited's book value per share, higher than 83% of Financial Services companies in India.
Market cap
₹7,160 CrThe total market value of all of Paisalo Digital Limited's shares at today's price (share price × number of shares), larger than 54% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹1,793 CrWhat Paisalo Digital Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹19.07Net worth divided by the number of shares. The share price of ₹76.16 is 4.0 times this, which is the P/B above.
Return on equity (ROE)
13.9%Paisalo Digital Limited earned 13.9% on its shareholders' money over the last year, higher than 68% of Financial Services companies in India.
Owes vs Owns
0.72×Paisalo Digital Limited owes ₹0.72 for every ₹1 it owns (moderate), higher than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.12%Paisalo Digital Limited pays 0.12% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in India.
Revenue growth
+22%Revenue rose 22% in the year to Mar 2026, and grew 53% a year on average over 3 years.
Profit growth
+19%Net profit rose 19% in the year to Mar 2026, and grew 36% a year on average over 3 years.
Profit margin
25.2%Paisalo Digital Limited keeps ₹25 of every ₹100 of revenue as net profit.
Questions
What is Paisalo Digital Limited's P/E ratio?
Investors pay ₹27.5 for every ₹1 of Paisalo Digital Limited's yearly profit, higher than 74% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Paisalo Digital Limited: ₹7,160 Cr ÷ ₹1,793 Cr (31 Mar 2026) = 4.0.
What is Paisalo Digital Limited's return on equity?
Paisalo Digital Limited earned 13.9% on its shareholders' money over the last year, higher than 68% of Financial Services companies in India.
How much does Paisalo Digital Limited owe compared with what it owns?
Paisalo Digital Limited owes ₹0.72 for every ₹1 it owns (moderate), higher than 54% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Paisalo Digital Limited pay a dividend?
Yes. Paisalo Digital Limited pays 0.12% of its share price as dividends a year, lower than 92% of dividend-paying Financial Services companies in India.
Is Paisalo Digital Limited's revenue growing?
Revenue rose 22% in the year to Mar 2026, and grew 53% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.