Oak Valley Bancorp
Oak Valley Bancorp Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 21,216 | 12.0 | 1.32 | 0.00 | 3,234.14 |
| Oct 2026 | 21,300 | 11.9 | 1.30 | 0.00 | 3,174.09 |
| Oct 2026 | 21,281 | 12.0 | 1.30 | 0.00 | 3,185.94 |
| Oct 2026 | 21,218 | 12.0 | 1.32 | 0.00 | 3,215.57 |
| Oct 2026 | 21,264 | 11.9 | 1.30 | 0.00 | 3,191.52 |
| Oct 2026 | 21,273 | 11.9 | 1.30 | 0.00 | 3,185.83 |
| Oct 2026 | 21,331 | 11.8 | 1.29 | 0.00 | 3,143.91 |
| Oct 2026 | 21,170 | 12.1 | 1.33 | 0.00 | 3,232.89 |
Oak Valley Bancorp Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 20,609,000.0 | 20,776,000.0 | 21,282,000.0 | 21,170,000.0 |
| Net Profit | 5,114,000.0 | 5,309,000.0 | 6,335,000.0 | 6,693,000.0 |
| EPS | 0.6 | 0.6 | 0.8 | 0.8 |
Oak Valley Bancorp Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 81,729,000.0 | 76,589,000.0 | 82,433,000.0 | 65,647,000.0 | — |
| Net Profit | 23,913,000.0 | 24,948,000.0 | 30,848,000.0 | 22,902,000.0 | — |
| EPS | 2.9 | 3.0 | 3.8 | 2.8 | — |
Oak Valley Bancorp Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 2,023,116,000.0 | 1,900,604,000.0 | 1,842,422,000.0 | 1,968,346,000.0 | — |
| Total Liabilities | 1,815,141,000.0 | 1,717,168,000.0 | 1,676,330,000.0 | 1,841,720,000.0 | — |
| Total Equity | 207,975,000.0 | 183,436,000.0 | 166,092,000.0 | 126,626,000.0 | — |
Owes vs Owns
Oak Valley Bancorp owed $0.89 for every $1 it owned in Jun 2026, down from $0.94 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.89× | 0.90× | 0.90× | 0.91× | 0.94× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Oak Valley Bancorp Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
How it's funded — Dec 2025
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 413.0 | 665.0 | 698.1 | 943.2 |
| Receivables | 8.9 | 8.6 | 8.4 | 7.9 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 26.3 | 23.0 | 22.7 | 23.1 |
| Intangible assets | 3.3 | 3.4 | 3.5 | 3.6 |
| Long-term investments | 563.0 | 542.1 | 534.9 | 545.0 |
| Other assets | 1,008.7 | 658.6 | 574.8 | 445.6 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Payables | 0.0 | 0.0 | 0.0 | 27.4 |
| Other liabilities | 1,815.1 | 1,717.2 | 1,676.3 | 1,814.3 |
| Shareholders' equity | 208.0 | 183.4 | 166.1 | 126.6 |
| Net tangible assets | 204.7 | 180.0 | 162.6 | 123.1 |
Oak Valley Bancorp Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 28,667,000.0 | 25,636,000.0 | 33,059,000.0 | 22,806,000.0 | — |
| Investing Activities | -57,205,000.0 | -114,704,000.0 | -79,504,000.0 | -376,176,000.0 | — |
| Financing Activities | 91,966,000.0 | 41,251,000.0 | -166,620,000.0 | 4,736,000.0 | — |