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Oak Valley Bancorp

Oak Valley Bancorp Score & Ratio Trend

DateScoreP/EP/BD/EPrice
Oct 2026 21,216 12.0 1.32 0.00 3,234.14
Oct 2026 21,300 11.9 1.30 0.00 3,174.09
Oct 2026 21,281 12.0 1.30 0.00 3,185.94
Oct 2026 21,218 12.0 1.32 0.00 3,215.57
Oct 2026 21,264 11.9 1.30 0.00 3,191.52
Oct 2026 21,273 11.9 1.30 0.00 3,185.83
Oct 2026 21,331 11.8 1.29 0.00 3,143.91
Oct 2026 21,170 12.1 1.33 0.00 3,232.89

Oak Valley Bancorp Quarterly Results

Line Item Jun 2026Mar 2026Dec 2025Sep 2025
Revenue 20,609,000.0 20,776,000.0 21,282,000.0 21,170,000.0
Net Profit 5,114,000.0 5,309,000.0 6,335,000.0 6,693,000.0
EPS 0.6 0.6 0.8 0.8

Oak Valley Bancorp Revenue & Profit: Last 5 Years

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Revenue 81,729,000.0 76,589,000.0 82,433,000.0 65,647,000.0 —
Net Profit 23,913,000.0 24,948,000.0 30,848,000.0 22,902,000.0 —
EPS 2.9 3.0 3.8 2.8 —

Oak Valley Bancorp Balance Sheet

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Total Assets 2,023,116,000.0 1,900,604,000.0 1,842,422,000.0 1,968,346,000.0 —
Total Liabilities 1,815,141,000.0 1,717,168,000.0 1,676,330,000.0 1,841,720,000.0 —
Total Equity 207,975,000.0 183,436,000.0 166,092,000.0 126,626,000.0 —

Owes vs Owns

Oak Valley Bancorp owed $0.89 for every $1 it owned in Jun 2026, down from $0.94 in Dec 2022.

PeriodJun 2026Dec 2025Dec 2024Dec 2023Dec 2022
Owes vs Owns 0.89× 0.90× 0.90× 0.91× 0.94×

Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.

Oak Valley Bancorp Assets & Liabilities Breakdown (USD millions)

What it owns — Dec 2025

Cash & short-term investments 20.4%Fixed assets (tangible) 1.3%Long-term investments 27.8%Other assets 49.9%

How it's funded — Dec 2025

Other liabilities 89.7%Shareholders' equity 10.3%
Line Item Dec 2025Dec 2024Dec 2023Dec 2022
Assets
Cash & short-term investments413.0665.0698.1943.2
Receivables8.98.68.47.9
Inventory0.00.00.00.0
Fixed assets (tangible)26.323.022.723.1
Intangible assets3.33.43.53.6
Long-term investments563.0542.1534.9545.0
Other assets1,008.7658.6574.8445.6
Liabilities & equity
Short-term debt0.00.00.00.0
Long-term debt0.00.00.00.0
Payables0.00.00.027.4
Other liabilities1,815.11,717.21,676.31,814.3
Shareholders' equity208.0183.4166.1126.6
Net tangible assets204.7180.0162.6123.1

Oak Valley Bancorp Cash Flow

Line Item Dec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Operating Activities 28,667,000.0 25,636,000.0 33,059,000.0 22,806,000.0 —
Investing Activities -57,205,000.0 -114,704,000.0 -79,504,000.0 -376,176,000.0 —
Financing Activities 91,966,000.0 41,251,000.0 -166,620,000.0 4,736,000.0 —

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