Ohio Valley Banc Corp.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Ohio Valley Banc Corp.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
$19Sales grew 21% in 3 years; of every extra $100 of sales, $19 became extra profit.
Lower than 56% of Financial Services companies in United States.
Asset Productivity Ratio
+21% / +31%In 3 years sales changed by +21% while total assets changed by +31%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 82% of Financial Services companies in United States.
Tangible Net Worth Ratio
96%Of every $100 of net worth, $96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 79% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Ohio Valley Banc Corp. owes $0.90 for every $1 it owns. Net profit rose 42% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
15.6Investors pay $15.6 for every $1 of Ohio Valley Banc Corp.'s yearly profit, higher than 66% of Financial Services companies in United States.
P/B ratio
1.28The share price is 1.28 times Ohio Valley Banc Corp.'s book value per share, lower than 51% of Financial Services companies in United States.
Market cap
$221 MThe total market value of all of Ohio Valley Banc Corp.'s shares at today's price (share price × number of shares), smaller than 80% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$173 MWhat Ohio Valley Banc Corp. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$36.80Net worth divided by the number of shares. The share price of $47.00 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
8.5%Ohio Valley Banc Corp. earned 8.5% on its shareholders' money over the last year, lower than 62% of Financial Services companies in United States.
Owes vs Owns
0.90×Ohio Valley Banc Corp. owes $0.90 for every $1 it owns (high), higher than 78% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.19%Ohio Valley Banc Corp. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Revenue growth
+8%Revenue rose 8% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+42%Net profit rose 42% in the year to Dec 2025, and grew 5% a year on average over 3 years.
Profit margin
23.4%Ohio Valley Banc Corp. keeps $23 of every $100 of revenue as net profit.
Questions
What is Ohio Valley Banc Corp.'s P/E ratio?
Investors pay $15.6 for every $1 of Ohio Valley Banc Corp.'s yearly profit, higher than 66% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Ohio Valley Banc Corp.: $221 M ÷ $173 M (30 Jun 2026) = 1.3.
What is Ohio Valley Banc Corp.'s return on equity?
Ohio Valley Banc Corp. earned 8.5% on its shareholders' money over the last year, lower than 62% of Financial Services companies in United States.
How much does Ohio Valley Banc Corp. owe compared with what it owns?
Ohio Valley Banc Corp. owes $0.90 for every $1 it owns (high), higher than 78% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Ohio Valley Banc Corp. pay a dividend?
Yes. Ohio Valley Banc Corp. pays 2.19% of its share price as dividends a year, lower than 65% of dividend-paying Financial Services companies in United States.
Is Ohio Valley Banc Corp.'s revenue growing?
Revenue rose 8% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.