OTP Bank Nyrt.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from OTP Bank Nyrt.'s yearly results (2022–2025), compared with companies in Hungary. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Growth Efficiency Ratio
HUF 53Sales grew 90% in 3 years; of every extra HUF 100 of sales, HUF 53 became extra profit.
Asset Productivity Ratio
+90% / +38%In 3 years sales changed by +90% while total assets changed by +38%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every HUF 100 the company owns, HUF 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Tangible Net Worth Ratio
93%Of every HUF 100 of net worth, HUF 93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
OTP Bank Nyrt. owes HUF 0.88 for every HUF 1 it owns. Net profit rose 6% in the year to Dec 2025, and grew 49% a year on average over 3 years.
Compared with companies in Hungary · latest annual results Dec 2025.
P/E ratio
9.6Investors pay HUF 9.6 for every HUF 1 of OTP Bank Nyrt.'s yearly profit.
P/B ratio
1.84The share price is 1.84 times OTP Bank Nyrt.'s book value per share.
Market cap
€27.6 BThe total market value of all of OTP Bank Nyrt.'s shares at today's price (share price × number of shares). PosiCap size class: Tito Cap.
Net worth (book value)
HUF 5,463.0 BWhat OTP Bank Nyrt. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
20.7%OTP Bank Nyrt. earned 20.7% on its shareholders' money over the last year.
Owes vs Owns
0.88×OTP Bank Nyrt. owes HUF 0.88 for every HUF 1 it owns (high). Banks and lenders usually show higher figures.
Dividend yield
2.77%OTP Bank Nyrt. pays 2.77% of its share price as dividends a year.
Revenue growth
+16%Revenue rose 16% in the year to Dec 2025, and grew 24% a year on average over 3 years.
Profit growth
+6%Net profit rose 6% in the year to Dec 2025, and grew 49% a year on average over 3 years.
Profit margin
36.4%OTP Bank Nyrt. keeps HUF 36 of every HUF 100 of revenue as net profit.
Questions
What is OTP Bank Nyrt.'s P/E ratio?
Investors pay HUF 9.6 for every HUF 1 of OTP Bank Nyrt.'s yearly profit.
What is OTP Bank Nyrt.'s return on equity?
OTP Bank Nyrt. earned 20.7% on its shareholders' money over the last year.
How much does OTP Bank Nyrt. owe compared with what it owns?
OTP Bank Nyrt. owes HUF 0.88 for every HUF 1 it owns (high). Banks and lenders usually show higher figures.
Does OTP Bank Nyrt. pay a dividend?
Yes. OTP Bank Nyrt. pays 2.77% of its share price as dividends a year.
Is OTP Bank Nyrt.'s revenue growing?
Revenue rose 16% in the year to Dec 2025, and grew 24% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.